Offered by: Pentagon Federal Credit Union
| Purchase Intro Rate | N/A |
| Purchase Intro Period | N/A |
| Balance Transfer Intro Rate | 4.99%-6.99%* |
| Balance Transfer Intro Period | 24 months |
| Regular APR | 13.99% |
| Balance Transfer Rate | 13.99% |
| Cash Advance Rate | 13.99% |
| Annual Fee | None |
| Late Fee | See Terms* |
| Cash Advance Fee | See Terms* |
| Balance Transfer Fee | See Terms* |
Visa Platinum Cashback Rewards Card features:
See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.
These savings are calculated using national averages. Log in to see your own savings!
Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.
Year 1 |
Year 2 |
Year 3 |
||
|---|---|---|---|---|
|
Balance Transfer Cost
|
$0 |
$0 |
$0 |
|
Interest Savings on Transferred Balance
|
$574 |
$0 |
$0 |
|
Interest Savings on New Purchases
|
$2,518 |
$3,684 |
$5,098 |
|
Value of Rewards on New Purchases
|
$0 |
$0 |
$0 |
|
Value of Bonus Points
|
$0 |
$0 |
$0 |
|
Annual & Application Fees
|
$0 |
$0 |
$0 |
|
Savings: | ||||
| Total Annual Savings | $3,092 |
$3,684 |
$5,098 |
|
| Total Savings over 3 Years |
$11,874 |
|||
*Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers.
What were you credit scores when you were approved for the card?
Takiyyah 1 year ago
Great card. They gave me over double the highest Credit Limit I had with the traditional banks...love the automatic rebates.
tjguitar85 2 years ago
Is a terrific card. Switched from Capitalone cash rewards.
Customer service is stellar. The previous commenter is right about the online site, but it is fully functional. Also, as with other cards (capitalone at least) it shows you a break down of exactly where you earned your rewards, this card does not.
Have not had any issues. Like it.
mjax208 2 years ago
Their online banking isn't quite as nice as some of the bigger banks, but it is functional. The card rewards are some of the best out there, and as a credit union, the customer service is pretty good. I got one with a CK score of 732 - based entirely on previous revolving accounts, no mortgage, student loans, cars... Highly recommend. Known for being generous with credit limits.
And anyone can become a member, even if it means joining a related organization.
atew 2 years ago
Ideal for those with Credit:
AVERAGE Credit Score Approved for this Card
LOWEST Credit Score Approved for this Card
† Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.
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Was given the largest credit line of any card I've ever had. They requested I fax the two most recent paystubs to them to verify income before they approved. Online system is adequate. Can download transactions to Quicken. Cash rebates are automatically applied to your statement monthly - no need to wait until you reach a certain amount, no need to request a check. Get your foot in the door with PenFed as their loan rates are outstanding.
kranky 1 year ago