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New Millennium Bank Secured Black Diamond Visa® or Mastercard®

Offered by: New Millennium Bank

33 comments | Comment on this offer


Details

Purchase Intro Rate N/A
Purchase Intro Period N/A
Balance Transfer Intro Rate N/A
Balance Transfer Intro Period N/A
Regular APR 19.5%
Balance Transfer Rate N/A
Cash Advance Rate *
Annual Fee $59
Late Fee See Terms*
Cash Advance Fee See Terms*
Balance Transfer Fee See Terms*

New Millennium Bank Secured Black Diamond Visa® or Mastercard® features:

  • Approved regardless of credit history
  • Credit limits up to $10,000*
  • Reports to all 3 bureaus
  • Get cash at over 740,000 ATMs
  • No credit check

* Terms and conditions apply

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.

Comments

33 Total Comments

The fees are outrageous for a secured card. Bank Of America and National City both have better secure card products

Reply

MannyL 2 years ago

59$ and almost 20% just another company looking to take advantage of low fico scores

Reply

rcr13xxx 2 years ago

This offer is only secured if you send them a $300 deposit, plus a $99.95 processing fee, in addition to the $59.00 per year fee.

Reply

dtyler1970 2 years ago

its bull****.... its like saying, give me 50 cents for every dollar i spend

Reply

sylphdesign 2 years ago

Yet this has a 79% positive rating. What's up with that?

Reply

MannyL 2 years ago

Terrible offer. Outrageous Fees. Try orchardbank.com

Reply

stultz1 2 years ago

Outrageous fees. Why do people say its a bad offer but still give it a thumbs up?

Reply

midwestkel 2 years ago

If you have bad credit this would be one great way to rebuild it. Remember your paying for the card to report your good standing. That's why the fee's and charges are so high. Once you establish a 560 or more you can apply for Capital one or HSBC. But until then. Put your cash in to a secure savings visa or master and keep the balances under 30% of the credit limt. Your score should jump up 40 points with in 90 days. Good Luck!

Reply

hummer1970 1 year ago

This card is a rip off if you need to improve your score talk to your local banker for there best pre paid (secure) credit card offers.

Reply

auctiontip 1 year ago

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Credit Score Approval Data

Ideal for those with Very Poor Credit:

517

AVERAGE Credit Score Approved for this Card

484

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.

Offer Score Details

60%

User Voting
Percentage of users who think this is a good offer. Your vote counts!

74%

Take Rate
Higher take rate values indicate more popular offers.