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New Millenium Bank Secured Black Diamond Visa® or Mastercard®

Offered by: New Millennium Bank

32 comments | Comment on this offer

Details

Purchase Intro Rate	N/A
Purchase Intro Period	N/A
Balance Transfer Intro Rate	N/A
Balance Transfer Intro Period	N/A
Regular APR	19.5%
Balance Transfer Rate	N/A
Cash Advance Rate	*
Annual Fee	$59
Late Fee	See Terms*
Cash Advance Fee	See Terms*
Balance Transfer Fee	See Terms*

New Millenium Bank Secured Black Diamond Visa® or Mastercard® features:

Approved regardless of credit history
Credit limits up to $10,000*
Reports to all 3 bureaus
Get cash at over 740,000 ATMs
No credit check

* Terms and conditions apply

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.

Comments

(32 Total Comments)

google new millennium complaints...I applied for this card, paid the $99 app fee, but after researching it more I think I am going to skip this one, and just be glad I'm only out the $99."

retrolady at 6:15 pm Jan 11

orchard bank secured credit card is much better. that is what im leaning towards."

DWEC51 at 3:22 pm Jan 29

No grace period means I pay interest on every purchase even if I pay in full each month.

And $59 annual fee. There are much better deals out there."

Wolf3 at 8:58 pm Aug 31

APR IS TO HIGH TO ESTABLISH A NEW ACCOUNT. IT SHOULD BE 15% or less."

azeldorph at 12:22 am Aug 8

Sux. Too many fees."

ldysam at 10:58 am Jul 27

There is NO grace period for this card. It's NOT a good thing if you're new to credit (which is the point of the card - right?)"

txba663 at 2:50 pm May 25

There are lots of credit cards designed to rebuild credit, examples:

First Premier, Orchard, Indigo, HSBC, Imagine all will give $300

starter credit, if you behave, they'll raise it all the way to $3000"

tpwild at 5:38 pm May 16

there should be some way for people with low or no credit to get a card to build credit"

blackhelper at 8:01 pm Apr 3

Be sure to read the terms and conditions. They are not checking credit here but rather using collateral to determine credit approval and amount to be approved. In the terms, it states they are going to put equal the amt u r willing to put into a new savings acct with them. If you put $1000 in the acct as collateral, they will give you up to $2000. In my opinion, if you had it like that, you wouldnt need a credit card in the first place! Read the FINE print; it makes a difference in your decision to apply."

VirgoStylist at 7:11 am Apr 1

to me this is a good deal for someone with bad credit or no credit you might have to apy but who doesnt everyone gotta pay something on a card right"

JuggaloJer at 9:43 pm Mar 18

When you are in a position of bad or no credit these types of offers are great. You do have to realize going in that there are additonal fees but that is part of the reality of a sticky credit situation.

I obtained a secured card with Bank of America -- my bank. But after doing some research I discovered that my score still suffered because I did not have at least four (4) lines of open credit.

So its not that just my credit is "bad"; I pretty much have none. I am well aware that it has horrible fees -- at the same time anybody who has great fees won't give me a card.

I got one just so I can establish the credit; after a year I'll roll over the balance/credit to a more sensible creditor."

kelliannmace at 9:44 pm Mar 2

Comment On This Offer

Credit Score Approval Data

Ideal for those with Very Poor Credit:

517

AVERAGE Credit Score Approved for this Card

484

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.