Offer expired

New Millennium Bank Secured Black Diamond Visa® or Mastercard®

9 Reviews | Write a Review

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Offered by: New Millennium Bank


Purchase Intro Rate N/A
Purchase Intro Period N/A
Balance Transfer Intro Rate N/A
Balance Transfer Intro Period N/A
Regular APR 19.5%
Balance Transfer Rate N/A
Cash Advance Rate *
Annual Fee $59
Late Fee See Terms*
Cash Advance Fee See Terms*
Balance Transfer Fee See Terms*

New Millennium Bank Secured Black Diamond Visa® or Mastercard® features:

  • Approved regardless of credit history
  • Credit limits up to $10,000*
  • Reports to all 3 bureaus
  • Get cash at over 740,000 ATMs
  • No credit check

* Terms and conditions apply

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.

These savings are calculated using national averages. Log in to see your own savings!

How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

 

Year 1

Year 2

Year 3

Balance Transfer Cost info Fees charged by the credit card company to transfer balances. Usually charged as a percent of the balance transfer amount.

$0

$0

$0

Interest Savings on Transferred Balance info Difference between the interest charged on your existing credit card(s) and the interest charged on this card with the same balance.

$0

$0

$0

Interest Savings on New Purchases info Difference between the interest charged for new purchases on your existing credit card(s) and the interest charged on this card.

$1,159

$1,708

$2,458

Value of Rewards on New Purchases info Difference between the rewards (normalized to dollar amounts) from the purchases on your existing credit card(s) and this card.

$0

$0

$0

Value of Bonus Points info Bonuses provided by the card for either application or usage. Bonus in the form of either miles or points are converted to dollar amounts.

$0

$0

$0

Annual & Application Fees info Sum of the fixed fees associated with the card. The fees are charged regardless of card usage.

-$59

-$59

-$59
 
Savings:
Total Annual Savings

$1,100

$1,649

$2,399
Total Savings over 3 Years

$5,149

Calculations are estimated based on your credit card usage combined with offer data and are for illustration purposes only.

Reviews

Most Recent Reviews

google new millennium complaints...I applied for this card, paid the $99 app fee, but after researching it more I think I am going to skip this one, and just be glad I'm only out the $99.

retrolady 2 years ago

No grace period means I pay interest on every purchase even if I pay in full each month.

And $59 annual fee. There are much better deals out there.

Wolf3 2 years ago

There is NO grace period for this card. It's NOT a good thing if you're new to credit (which is the point of the card - right?)

txba663 2 years ago

There are lots of credit cards designed to rebuild credit, examples:

First Premier, Orchard, Indigo, HSBC, Imagine all will give $300

starter credit, if you behave, they'll raise it all the way to $3000

tpwild 2 years ago

there should be some way for people with low or no credit to get a card to build credit

blackhelper 2 years ago

See all 9 Reviews of New Millennium Bank Secured Black Diamond Visa® or Mastercard®

Write a review of New Millennium Bank Secured Black Diamond Visa® or Mastercard®

Credit Score Approval Data

Ideal for those with Very Poor Credit:

517

AVERAGE Credit Score Approved for this Card

484

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these Credit Karma credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.

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