New Millennium Bank Secured Black Diamond Visa® or Mastercard®

Offered by: New Millennium Bank

33 comments | Comment on this offer

Details

Purchase Intro Rate	N/A
Purchase Intro Period	N/A
Balance Transfer Intro Rate	N/A
Balance Transfer Intro Period	N/A
Regular APR	19.5%
Balance Transfer Rate	N/A
Cash Advance Rate	*
Annual Fee	$59
Late Fee	See Terms*
Cash Advance Fee	See Terms*
Balance Transfer Fee	See Terms*

New Millennium Bank Secured Black Diamond Visa® or Mastercard® features:

Approved regardless of credit history
Credit limits up to $10,000*
Reports to all 3 bureaus
Get cash at over 740,000 ATMs
No credit check

* Terms and conditions apply

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.

Comments

33 Total Comments

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The fees are outrageous for a secured card. Bank Of America and National City both have better secure card products

MannyL 2 years ago

59$ and almost 20% just another company looking to take advantage of low fico scores

rcr13xxx 2 years ago

This offer is only secured if you send them a $300 deposit, plus a $99.95 processing fee, in addition to the $59.00 per year fee.

dtyler1970 2 years ago

No, this is terrible.

Dkpd2200 2 years ago

its bull****.... its like saying, give me 50 cents for every dollar i spend

sylphdesign 2 years ago

Yet this has a 79% positive rating. What's up with that?

MannyL 2 years ago

Terrible offer. Outrageous Fees. Try orchardbank.com

stultz1 2 years ago

Outrageous fees. Why do people say its a bad offer but still give it a thumbs up?

midwestkel 2 years ago

If you have bad credit this would be one great way to rebuild it. Remember your paying for the card to report your good standing. That's why the fee's and charges are so high. Once you establish a 560 or more you can apply for Capital one or HSBC. But until then. Put your cash in to a secure savings visa or master and keep the balances under 30% of the credit limt. Your score should jump up 40 points with in 90 days. Good Luck!

hummer1970 1 year ago

This card is a rip off if you need to improve your score talk to your local banker for there best pre paid (secure) credit card offers.

auctiontip 1 year ago

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Credit Score Approval Data

Ideal for those with Very Poor Credit:

517

AVERAGE Credit Score Approved for this Card

484

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.