Offer expired

Fingerhut Credit® Account

21 Reviews | Write a Review

Offered by: MetaBank


Purchase Intro Rate N/A
Purchase Intro Period N/A
Balance Transfer Intro Rate N/A
Balance Transfer Intro Period N/A
Regular APR 24.90% - 29.90%
Balance Transfer Rate N/A
Cash Advance Rate *
Annual Fee N/A
Late Fee $4.90 - $24.90*
Cash Advance Fee N/A
Balance Transfer Fee N/A

Fingerhut Credit® Account features:

  • Get the things you want at low monthly payments with Fingerhut Credit!
  • Why Fingerhut Credit?
  • No down payments, no layaway, no surprises
  • Affordable monthly payments
  • We often say "Yes!" when others say "No".
  • The Fingerhut Credit Account is offered to US residents by MetaBank, a federally chartered savings association and FDIC member located in Sioux Falls, SD, who determines eligibility and qualifications for the terms of credit.
  • *If you apply and are accepted for a Fingerhut Credit Account issued by MetaBank, who determines eligibility and qualifications for the terms of credit.

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.

These savings are calculated using national averages. Log in to see your own savings!

How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

 

Year 1

Year 2

Year 3

Balance Transfer Cost info Fees charged by the credit card company to transfer balances. Usually charged as a percent of the balance transfer amount.

$0

$0

$0

Interest Savings on Transferred Balance info Difference between the interest charged on your existing credit card(s) and the interest charged on this card with the same balance.

$0

$0

$0

Interest Savings on New Purchases info Difference between the interest charged for new purchases on your existing credit card(s) and the interest charged on this card.

-$240

-$371

-$557

Value of Rewards on New Purchases info Difference between the rewards (normalized to dollar amounts) from the purchases on your existing credit card(s) and this card.

$0

$0

$0

Value of Bonus Points info Bonuses provided by the card for either application or usage. Bonus in the form of either miles or points are converted to dollar amounts.

$0

$0

$0

Annual & Application Fees info Sum of the fixed fees associated with the card. The fees are charged regardless of card usage.

$0

$0

$0
 
Savings:
Total Annual Savings

-$240

-$371

-$557
Total Savings over 3 Years

-$1,168

*Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers.

Reviews

Most Recent Reviews

I got credit through fingerhut years ago and I'll confirm that if you don't buy anything from them you won't get an increase in your credit. All in all it's a good account, regulary reports which is all I need. It did eventually report for me even without buying anything at first. I actually forgot I even applied for this card until it showed up on my credit report as an active revolving account, what a great supprise!

ezeus2 4 weeks ago

I got this card about 6 months ago and never used it. I believe my score was around a 545. It did report the $400 credit limit to all three credit breaus. I haven't had a credit limit increase, probably because I haven't bought anything from them. I would say it's a good card to get reporting for you if you don't have perfect credit. Looking at their site, some stuff is overpriced but not everything, there is some stuff that's listed at the same price on amazon. Also if you are worried about the comments about stuff falling apart, they do have lots of name brand stuff on their site. Name brand companies aren't likely to let you down since they have a reputation to uphold. I'm buying a humidifier today, hopefully this will give me the payment history they want to finally give me a credit limit increase. I guess I should have bought something sooner.

ezeus1 4 weeks ago

ALL products are WAY overpriced.  I've asked to CLOSE this account, and no response!!!!!!!

Jenkehs 2 months ago

I have had a Fingerhut card for several years. I was going to use it to make a purchase online and when I got to the end it would not accept my Fingerhut credit card number.  Called the 800 number and sales person took my order and then told me I have no account with them and would have to apply.  Funny because I was holding the card.    I told him to cancel the order and have never tried to deal with them since.   To this day the account shows on any of my credit reports with a zero balance.

Anonymous 3 months ago

Terrible card. Only works for their products. Stay away.

Anonymous 4 months ago

See all 21 Reviews of Fingerhut Credit® Account

Write a review of Fingerhut Credit® Account

Credit Score Approval Data

Ideal for those with Credit:

N/A

AVERAGE Credit Score Approved for this Card

N/A

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.

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