IBERIABANK Visa® Gold Card

1 Reviews | Write a Review

Share:

Offered by: Iberiabank


Purchase Intro Rate N/A
Purchase Intro Period N/A
Balance Transfer Intro Rate 1.99%
Balance Transfer Intro Period 6 Months
Regular APR 9.25% (V)
Balance Transfer Rate See Terms*
Cash Advance Rate See Terms*
Annual Fee $0
Late Fee See Terms*
Cash Advance Fee See Terms*
Balance Transfer Fee See Terms*

IBERIABANK Visa® Gold Card features:

  • Earn 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • Travel accident coverage up to $500,000
  • No annual membership fee
  • Low, variable rate APR of 9.25%, 12.25%, and 15.25% based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00)
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness; this APR will vary with the market based on the Prime Rate.
  • Online access to credit card account information

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.

These savings are calculated using national averages. Log in to see your own savings!

How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

 

Year 1

Year 2

Year 3

Balance Transfer Cost info Fees charged by the credit card company to transfer balances. Usually charged as a percent of the balance transfer amount.

$0

$0

$0

Interest Savings on Transferred Balance info Difference between the interest charged on your existing credit card(s) and the interest charged on this card with the same balance.

$765

$0

$0

Interest Savings on New Purchases info Difference between the interest charged for new purchases on your existing credit card(s) and the interest charged on this card.

$3,289

$5,041

$6,775

Value of Rewards on New Purchases info Difference between the rewards (normalized to dollar amounts) from the purchases on your existing credit card(s) and this card.

$0

$0

$0

Value of Bonus Points info Bonuses provided by the card for either application or usage. Bonus in the form of either miles or points are converted to dollar amounts.

$0

$0

$0

Annual & Application Fees info Sum of the fixed fees associated with the card. The fees are charged regardless of card usage.

$0

$0

$0
 
Savings:
Total Annual Savings

$4,054

$5,041

$6,775
Total Savings over 3 Years

$15,870

Calculations are estimated based on your credit card usage combined with offer data and are for illustration purposes only.

Reviews

Most Recent Reviews

Excellent credit required.

Shel 2 years ago

See all 1 Review of IBERIABANK Visa® Gold Card

Write a review of IBERIABANK Visa® Gold Card

Welcome to Credit Karma! Like our service? Share the karma and recommend us on Facebook.