IBERIABANK Visa ® Select Card

Offered by: IBERIABANK

2 comments | Comment on this offer

Details

Purchase Intro Rate	7.50%
Purchase Intro Period	12 Months
Balance Transfer Intro Rate	7.50%
Balance Transfer Intro Period	12 Months*
Regular APR	7.50%
Balance Transfer Rate	7.50%
Cash Advance Rate	12.75%
Annual Fee	$45
Late Fee	$15-35
Cash Advance Fee	See Terms*
Balance Transfer Fee	None

IBERIABANK Visa ® Select Card features:

Introductory Rate of 7.50% for 12 months from date opened on Purchases
Introductory Rate of 7.50% for the first 12 billing cycles on Balance Transfers. Applies to balance transfers processed within three months of your account open date
Low Ongoing Variable Rate APR after introductory period Prime + 4.25%
Purchase and Cash Advance APR’s may vary with the market based on the Prime Rate.
No transaction fee for balance transfers
25 day grace period
Online access to credit card account information

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.

Comments

(2 Total Comments)

They get you coming or going. This card has great interest rates, at least for a while (I don't know if they change the rate after you've got a balance or not). BUT....there's an annual fee of $45. So, depending on how much you use it and how long you expect to carry a balance the "advantages" may cancel out. I already have a couple of cards with annual fees, which I would love to close, but they are my oldest accounts and it would adversely affect my credit score. So I'm captive!!!!"

GBobo at 2:21 am Sep 3

what was your score if you got approved"

1mizzgregory at 6:53 pm Oct 12

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Credit Score Approval Data

Ideal for those with Credit:

AVERAGE Credit Score Approved for this Card

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.