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| Purchase Intro Rate | 0% |
| Purchase Intro Period | 12 Months* |
| Balance Transfer Intro Rate | 1.99% |
| Balance Transfer Intro Period | 12 Months* |
| Regular APR | 7.50% (V) |
| Balance Transfer Rate | 7.50% (V) |
| Cash Advance Rate | 12.75% (V) |
| Annual Fee | $45 |
| Late Fee | $15-35 |
| Cash Advance Fee | See Terms* |
| Balance Transfer Fee | None |
IBERIABANK Visa ® Select Card features:
- Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less than $1.00). This rate will not change during the introductory period.
- Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles. Applies to balance transfers processed within three months of your account open date. This rate will not change during the introductory period. After that, your APR will be the same as your assigned purchase rate; this APR will vary with the market based on the Prime Rate.
- Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00)
- Online access to credit card account information
Additional Details: Click here for Additional Details (Will launch in a new browser window)
See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.
These savings are calculated using national averages. Log in to see your own savings!
How We Calculated Your Savings
Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.
Year 1 |
Year 2 |
Year 3 |
||
|---|---|---|---|---|
|
Balance Transfer Cost
|
$0 |
$0 |
$0 |
|
Interest Savings on Transferred Balance
|
$826 |
$0 |
$0 |
|
Interest Savings on New Purchases
|
$3,539 |
$5,493 |
$7,301 |
|
Value of Rewards on New Purchases
|
$0 |
$0 |
$0 |
|
Value of Bonus Points
|
$0 |
$0 |
$0 |
|
Annual & Application Fees
|
-$45 |
-$45 |
-$45 |
|
Savings: | ||||
| Total Annual Savings | $4,321 |
$5,448 |
$7,256 |
|
| Total Savings over 3 Years |
$17,025 |
|||
Calculations are estimated based on your credit card usage combined with offer data and are for illustration purposes only.
Most Recent Reviews
Wow I can not believe you denied me credit you said my credit score was 460 liar it is acually 758 where do you get your information from. I am glad you did not approve my application you charge a annual fee. So you did me a big favor. I work very hard to keep my good credit you owe me an apology.
lacy1 4 months ago
annual fee?? I have 5 cards from 4 different banks. Not one is over 10% with the lowest being 7.9% and not one has an annual fee. I know they made some drastic changes thanks to obamacare and the bank fiasco he helped champion but really are there that many people out there not willing to look around a little longer to find something with no annual fee??
orchar19 9 months ago
Annual fee
aron1975 9 months ago
The 7.5% rate is good, but as others have said, the $45 fee for 2 years would offset any interest you save. Also, if it is a variable rate, you could get stuck paying higher interest in the future, which is a very likely possibility given how things are going.
Tashinawin 11 months ago
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I can't believe that this card is Credir Karma's #1 recommendation for me! The #2 recommendation is a card that I already have!! Add to this a glaring error in my "Credit Report Card, and I'm beginning to doubt the cerdibility of Credit Karma altogether. (This is disappointing, because they claim that my overall rating is "Excellent," but now I don't know if I can trust them at all.)
pmcmahon 2 months ago