IBERIABANK Visa ® Select Card

Offered by: IBERIABANK

2 comments | Comment on this offer

Details

Purchase Intro Rate	0.00%
Purchase Intro Period	12 Months
Balance Transfer Intro Rate	1.99%
Balance Transfer Intro Period	12 Months*
Regular APR	7.50%
Balance Transfer Rate	7.50%
Cash Advance Rate	12.75%
Annual Fee	$45
Late Fee	$15-35
Cash Advance Fee	See Terms*
Balance Transfer Fee	None

IBERIABANK Visa ® Select Card features:

Introductory Rate of 0.00% for 12 months from date opened, on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Low Ongoing Variable Rate APR after introductory period of 7.50% (Prime + 4.25%). This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00).
Online access to credit card account information

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See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.

Comments

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They get you coming or going. This card has great interest rates, at least for a while (I don't know if they change the rate after you've got a balance or not). BUT....there's an annual fee of $45. So, depending on how much you use it and how long you expect to carry a balance the "advantages" may cancel out. I already have a couple of cards with annual fees, which I would love to close, but they are my oldest accounts and it would adversely affect my credit score. So I'm captive!!!!

GBobo 11 months ago