Orchard Bank Classic MasterCards

25 Reviews | Write a Review

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Offered by: HSBC Bank Nevada, N.A.


Purchase Intro Rate N/A
Purchase Intro Period N/A
Balance Transfer Intro Rate N/A
Balance Transfer Intro Period N/A
Regular APR 14.99%-19.99%*
Balance Transfer Rate 14.99%-19.99%*
Cash Advance Rate See Terms*
Annual Fee See Terms*
Late Fee See Terms*
Cash Advance Fee See Terms*
Balance Transfer Fee See Terms*

Orchard Bank Classic MasterCards features:

  • An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly!
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date
  • On-call customer service representatives to assist you with questions or concerns

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.

These savings are calculated using national averages. Log in to see your own savings!

How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

 

Year 1

Year 2

Year 3

Balance Transfer Cost info Fees charged by the credit card company to transfer balances. Usually charged as a percent of the balance transfer amount.

$0

$0

$0

Interest Savings on Transferred Balance info Difference between the interest charged on your existing credit card(s) and the interest charged on this card with the same balance.

$0

$0

$0

Interest Savings on New Purchases info Difference between the interest charged for new purchases on your existing credit card(s) and the interest charged on this card.

$2,297

$3,283

$4,591

Value of Rewards on New Purchases info Difference between the rewards (normalized to dollar amounts) from the purchases on your existing credit card(s) and this card.

$0

$0

$0

Value of Bonus Points info Bonuses provided by the card for either application or usage. Bonus in the form of either miles or points are converted to dollar amounts.

$0

$0

$0

Annual & Application Fees info Sum of the fixed fees associated with the card. The fees are charged regardless of card usage.

$0

$0

$0
 
Savings:
Total Annual Savings

$2,297

$3,283

$4,591
Total Savings over 3 Years

$10,171

Calculations are estimated based on your credit card usage combined with offer data and are for illustration purposes only.

Reviews

Most Recent Reviews

These guys are great for those who have recently gone through a bankruptcy and are trying to restablish credit.   They when will open you a credit account when others will only give a pre paid account.   I have had the card about 4 years.   $2,000 limit.   Not sure what my score was when I got it.  Today CK is 680.   

Anonymous 2 days ago

i just checked my credit and its 537 and i ave already filed for bankruptcy like a week ago and it on my credit.wil i be declinde  for this card?

aba12345 4 weeks ago

I give it 3 stars because it was easy to apply for this card. But God it takes a long time to arrive. I've been waiting for 2 weeks. I'll be giving an update when I get the card.

Wichie682 3 months ago

 AWFUL.....fees...   customer  service...rates...credit limit....AWFUL ...had this account for over 6 plus years same miserable 300 line of credit...never late never missed payment......They are the worst mortgage company also....NO ONE KNOWS WHAT IS GOING ON!

Anonymous 3 months ago

So far it's decent for building your credit. Limit is low ($320). Won't let you increase your credit limit either. Had a score of about 540-560 at the time of approval. Have had it for about three months.

tigressdivinity 3 months ago

See all 25 Reviews of Orchard Bank Classic MasterCards

Write a review of Orchard Bank Classic MasterCards

Credit Score Approval Data

Ideal for those with Poor Credit:

599

AVERAGE Credit Score Approved for this Card

494

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these Credit Karma credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.

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