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Discover® Student Clear Card

Offered by: Discover® Card

50 comments | Comment on this offer

Details

Purchase Intro Rate	0%*
Purchase Intro Period	6 Months*
Balance Transfer Intro Rate	N/A*
Balance Transfer Intro Period	N/A*
Regular APR	13.99% - 20.99% (Variable)*
Balance Transfer Rate	N/A*
Cash Advance Rate	*
Annual Fee	None
Late Fee	See Terms*
Cash Advance Fee	5%, $10 minimum*
Balance Transfer Fee	N/A

Discover® Student Clear Card features:

Built for actual exam-taking, power nap-loving students.

5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.

Comments

50 Total Comments

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r they r asking a letter from school

srikanthvana 1 year ago

Don't the credit score goes down when you apply and then get denied...I don't want to deal with that if that happens.

pjwill06 1 year ago

got denied for 728........... the worst card ever seen..... it is on fair credit section... :(

nabaraj 1 year ago

Just remember that other factors such as past BK, incomes, and existing debt also determine approval.

CK Moderator

I got approved six months back. Its really a very good card with cash back offers.

Giridhar 1 year ago

Denied with a 622... I have a long term job, and no bankrupcies. Discover blows.

calilifer 1 year ago

i wont even try for this card based off the comments!!

markclaunch 11 months ago

You all scare me. This is CLEARLY a STUDENT card. You HAVE to be a student. IF you are students and have posted the comments here that you have our country's future is in BIG BIG trouble. Perhaps going back to class and learning how to read and comprehend would be the best use of your time instead of getting into debt. Credit score alone does NOT determine approval or denial.

LarryGriffin 11 months ago

Too many students get turned down for this card, so to call it a STUDENT CARD is clearly an exaggeration. All it does is lower credit scores of 18-22 year old with short credit histories and moderate scores.

AvmanM89 10 months ago

I applied for this card on www.creditcards.com and was told I had been approved, but also to contact a Customer Service rep at a 1-800 number. When I called I was told I was not approved.

The description for the card on that website said "no credit history needed", and even though I had a short credit history with a 100% on-time payment record on my PayPal Buyer Credit account, and a decent enough credit score of 666, I was still denied. I wonder what type of student can actually afford this card? Do they expect full-time college sophomores to make $2500 a month? Or is this offered only to WASPs with parents rich enough to pay for their children's reckless spending? And what college student doesn't have some student loan debt? By my calculations, my Stafford loans will add up to about 12-15K when I graduate, and the monthly repayment will be around $125. Does this qualify as "excessive debt"? I would think graduating from a Top 30 National University (by US News ratings) would land me a good enough job to pay that off.

The whole business with credit scores and credit cards are a sham designed to maintain the status quo. My family emigrated to the US in 2007 and has never missed payments on rents and utilities, never been in debt and my father and I pay taxes, but we still cannot get approved for the vast majority of credit cards and even for services like cable TV (Verizon, Time Warner and DISH Network all turned us down in the past).

AvmanM89 11 months ago

Keep in mind there are a number of different credit scores that can be used to determine credit worthiness. My Transunion score is 625 but my Equifax score was 550 six months ago....start averaging things out and it equals denied!

areohbee 11 months ago

I applied for this card was called and they said I had been approved I just needed to send in income verification, I did so the same day I was told I would receive my card in 5-7 days when I did not I called the people were very unhelpful and rude and I got no where with them. After three calls to them in over a month of being told I was approved and it was in the mail I received a denial letter. THEY LIE!!

ggstarlight 11 months ago

Comment On This Offer

Credit Score Approval Data

Ideal for those with Fair Credit:

688

AVERAGE Credit Score Approved for this Card

602

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.