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Discover® Student Card - Clear

40 comments

Offered by:
Discover® Card

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Details:

Purchase Intro Rate	0%*
Purchase Intro Period	6 Months*
Balance Transfer Intro Rate	N/A*
Balance Transfer Intro Period	N/A*
Regular APR	14.99%*
Balance Transfer Rate	N/A*
Cash Advance Rate	*
Annual Fee	None
Late Fee	See Terms*
Cash Advance Fee	3%, $5 minimum *
Balance Transfer Fee	3%, $5 minimum *

Discover® Student Card - Clear features:

5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more.
Unlimited cash rewards, automatically
Up to 20% Cashback Bonus® when you shop online
Double rewards with more than 100 Cashback Bonus Partners
Customer Service in less than a minute, anytime you want

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.

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USER COMMENTS(40)

AvmanM89
Sep 21
7:31 pm

I applied for this card on www.creditcards.com and was told I had been approved, but also to contact a Customer Service rep at a 1-800 number. When I called I was told I was not approved.

The description for the card on that website said "no credit history needed", and even though I had a short credit history with a 100% on-time payment record on my PayPal Buyer Credit account, and a decent enough credit score of 666, I was still denied. I wonder what type of student can actually afford this card? Do they expect full-time college sophomores to make $2500 a month? Or is this offered only to WASPs with parents rich enough to pay for their children's reckless spending? And what college student doesn't have some student loan debt? By my calculations, my Stafford loans will add up to about 12-15K when I graduate, and the monthly repayment will be around $125. Does this qualify as "excessive debt"? I would think graduating from a Top 30 National University (by US News ratings) would land me a good enough job to pay that off.

The whole business with credit scores and credit cards are a sham designed to maintain the status quo. My family emigrated to the US in 2007 and has never missed payments on rents and utilities, never been in debt and my father and I pay taxes, but we still cannot get approved for the vast majority of credit cards and even for services like cable TV (Verizon, Time Warner and DISH Network all turned us down in the past).

LarryGriffin
Sep 21
8:13 am

You all scare me. This is CLEARLY a STUDENT card. You HAVE to be a student. IF you are students and have posted the comments here that you have our country's future is in BIG BIG trouble. Perhaps going back to class and learning how to read and comprehend would be the best use of your time instead of getting into debt. Credit score alone does NOT determine approval or denial.

AvmanM89
Oct 9
3:24 pm

Too many students get turned down for this card, so to call it a STUDENT CARD is clearly an exaggeration. All it does is lower credit scores of 18-22 year old with short credit histories and moderate scores.

markclaunch
Sep 20
11:49 am

i wont even try for this card based off the comments!!

calilifer
Aug 19
2:30 pm

Denied with a 622... I have a long term job, and no bankrupcies. Discover blows.

Giridhar
Aug 13
9:18 am

I got approved six months back. Its really a very good card with cash back offers.

nabaraj
Aug 6
7:52 pm

got denied for 728........... the worst card ever seen..... it is on fair credit section... :(

CK Moderator

Just remember that other factors such as past BK, incomes, and existing debt also determine approval.

pjwill06
Jul 30
6:58 pm

Don't the credit score goes down when you apply and then get denied...I don't want to deal with that if that happens.

srikanthvana
Jul 30
1:02 pm

r they r asking a letter from school

tfittro
Jul 29
10:32 am

I was also denied this card with a credit score of 627. Got excited for nothing! :) TLF

Ron71
Jul 29
6:34 am

Denied....

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Credit Score Approval Data

658

Average Credit Score Approved for this Card

603

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