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| Purchase Intro Rate | 0%* |
| Purchase Intro Period | 9 Months* |
| Balance Transfer Intro Rate | N/A* |
| Balance Transfer Intro Period | N/A* |
| Regular APR | 13.99% - 20.99% (V)* |
| Balance Transfer Rate | N/A* |
| Cash Advance Rate | 23.99% (V) * |
| Annual Fee | $0 |
| Late Fee | See Terms* |
| Cash Advance Fee | See Terms* |
| Balance Transfer Fee | N/A |
Discover® Student Tropical Beach Card features:
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
- 5% Cashback Bonus®* in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
Additional Details: Click here for Additional Details (Will launch in a new browser window)
See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.
These savings are calculated using national averages. Log in to see your own savings!
How We Calculated Your Savings
Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.
Year 1 |
Year 2 |
Year 3 |
||
|---|---|---|---|---|
|
Balance Transfer Cost
|
$0 |
$0 |
$0 |
|
Interest Savings on Transferred Balance
|
$0 |
$0 |
$0 |
|
Interest Savings on New Purchases
|
$2,541 |
$3,602 |
$5,004 |
|
Value of Rewards on New Purchases
|
$511 |
$511 |
$511 |
|
Value of Bonus Points
|
$0 |
$0 |
$0 |
|
Annual & Application Fees
|
$0 |
$0 |
$0 |
|
Savings: | ||||
| Total Annual Savings | $3,052 |
$4,112 |
$5,514 |
|
| Total Savings over 3 Years |
$12,678 |
|||
Calculations are estimated based on your credit card usage combined with offer data and are for illustration purposes only.
Most Recent Reviews
Credit Karma credit score was 689. I've had a secured Visa for a year and 2 months with a credit limit of 300 dollars. I just got approved for 2000 dollar credit line with Discovery student card. look into the 5% cash back though, it turns out they only give 5% back for certain purchases and those purchases will chance each quarter
alexhawaii12 1 year ago
Did not get approve would not be able to for this or any other like this.
cmgaines 2 years ago
accepted with a 666 and 2 hard inquiries in the past 2 years...did have to call and verify some information. choosing a design was also a bit confusing but overall went smoothly for my first credit card. read tons of reviews on numerous sites and this card seems to be the best fit for me as a student who plans to not carry a balance and use the card primarily for gas and groceries. also - i preferred cash back to points.
tessah5702 2 years ago
i got rejected and the reason is have high balances on other cards
and my sugession is if u already have two cards better not apply for another one
naveenchb4u 2 years ago
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I got the "further processing needed" msg and figured I was denied, as usual. Got an email this morning saying my Discover card is on its way. Called the CS # and found out my CL is $500. I have a 669 CK score, 9 inquiries, 2 paid collections from nearly 7 years ago, 1 Capital One secured card only 5 months old $1000 CL, and $13,000 debt from student loan NOT in repayment yet. I can't believe they approved me. I'm pretty stoked. Discover is my new BFF.
carrhunt 1 year ago