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Discover® Open Road Card

Offered by: Discover® Card

12 comments | Comment on this offer


Details

Purchase Intro Rate 0%*
Purchase Intro Period 6 Months*
Balance Transfer Intro Rate 0%*
Balance Transfer Intro Period 12 Months*
Regular APR 11.99% - 20.99% (Variable)*
Balance Transfer Rate 11.99% - 20.99% (Variable)*
Cash Advance Rate *
Annual Fee None
Late Fee See Terms*
Cash Advance Fee See Terms*
Balance Transfer Fee See Terms*

Discover® Open Road Card features:

  • 2% Cashback Bonus automatically at any gas station and any restaurant
  • 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • 0% intro APR on balance transfers for 12 full months, then the Regular APR
  • 0% intro APR on purchases for 6 months, then the Regular APR

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.

Comments

12 Total Comments

Interest rate is too high! I have a card now with a 5.8% rate!

Reply

largal2 1 year ago

I gotta go with largal2... 11% is higher than I'd expect to pay with a good FICA score. Of course the banks are 'banking' our bailout money as they raise our rates without cause. Let's return to barter and cash until they uncork!

Reply

elwood 1 year ago

Current card (Chase) returns 3% on gas purchases and 1% on ALL other purchases - not selected merchants or limited to a couple of months.

Reply

barbglenn 1 year ago

5% cash reward is actually limited to $100 in gas & auto maintenance per month. Who cares about the interest rate if you pay it off every month. It is contradictory to want a cash rewards card when you blow it on monthly interest.

Reply

allmodcons 1 year ago

The Terms and Conditions are not clearly or completely stated - at least not anywhere I can find them. And, I'm not going to waste my time printing anything!

Reply

sveris 1 year ago

The terms are confusing. It is interpreted as 5% off on first 100 dollars gas and auto maintenance charges - meaning you will get 5 bucks each month on 100 doallars gas and auto maint. purchase. also you do not get any other cash back till you reach 3000 dollars on other category purchases

Reply

deshi 1 year ago

the terms actually states "Earn a full 5% Cashback Bonus on your first $100 in combined gas and auto maintenance purchases each billing period " that means max 5 bucks a month reward on gas purchases - am I reading it right?

Reply

deshi 1 year ago

5% on first hundred bucks of gas... that will soon be one tank.... bad deal.

Reply

kbabdb 1 year ago

deshi - You are reading it correctly. $5/month on gas/auto. Combine that with the recently changed terms increasing the minimum redemption for cash back to $50 from $20 and it will take you 10 months to get enough to redeem. Note that you can still redeem for gift cards starting at $20. Also, you do receive cash back for other purchases, but it starts at 0.25% for the first $3000 in annual purchases (not including any purchases that earn the 5%)

Reply

jturner02 1 year ago

Rate too high, cash back offer too vague

Reply

alanbarrycar 1 year ago

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Credit Score Approval Data

Ideal for those with Excellent Credit:

760

AVERAGE Credit Score Approved for this Card

753

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.

Offer Score Details

48%

User Voting
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6%

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