- How It Works|
- FAQs|
- Help
- Log In to your account |
- Sign up now for free!
| Purchase Intro Rate | 0% |
| Purchase Intro Period | 12 Months |
| Balance Transfer Intro Rate | 0% |
| Balance Transfer Intro Period | 12 Months |
| Regular APR | 10.99% - 20.99% (Variable)* |
| Balance Transfer Rate | 10.99% - 20.99% (Variable)* |
| Cash Advance Rate | 23.99% |
| Annual Fee | $0 |
| Late Fee | See Terms |
| Cash Advance Fee | See Terms |
| Balance Transfer Fee | See Terms |
Discover® Open Road Card features:
- Receive a $150 Restaurant.com Gift Certificate with first purchase
- 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 2% automatically at gas stations and restaurants all year long*
- Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S. based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
Additional Details: Click here for Additional Details (Will launch in a new browser window)
See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.
These savings are calculated using national averages. Log in to see your own savings!
How We Calculated Your Savings
Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.
Year 1 |
Year 2 |
Year 3 |
||
|---|---|---|---|---|
|
Balance Transfer Cost
|
$0 |
$0 |
$0 |
|
Interest Savings on Transferred Balance
|
$714 |
$0 |
$0 |
|
Interest Savings on New Purchases
|
$3,081 |
$4,572 |
$6,209 |
|
Value of Rewards on New Purchases
|
$0 |
$0 |
$0 |
|
Value of Bonus Points
|
$0 |
$0 |
$0 |
|
Annual & Application Fees
|
$0 |
$0 |
$0 |
|
Savings: | ||||
| Total Annual Savings | $3,795 |
$4,572 |
$6,209 |
|
| Total Savings over 3 Years |
$14,576 |
|||
Calculations are estimated based on your credit card usage combined with offer data and are for illustration purposes only.
Most Recent Reviews
Not that great of a deal...
georenbas 1 month ago
Be careful of the terms fine print--that is, if you can find them.
In its advertisement for this card, Discover uses many asterisks (*) behind the terms. One of troublesome terms is the intro balance transfer fee. The problem is, if you look for an asterisk in the footnotes of the offer on the Credit Karma page, it's not there. You must go to the Discover site where you will find the intro balance transfer rate is 4%. It seems that Discover could have simply listed that on the advertisement page instead of burying it in the fine print of terms in a separate browser. Most problematic of all, when I looked at my “see savings details” link, it left out the balance transfer fees showing it as a 0. But the fees in my case would have been $100s of dollars.
The other tricky term is the $150 Restaurant.com coupon. According to the terms, to use it, you'll first have to wait the 8 weeks for them to mail it after you make your first purchase. Then once you get to the restaurant, it is only good for parties of 2 or more. On top of that, a minimum restaurant purchase is required. Yet neither Discover nor Restaturant.com disclose how much that is. I spent several minutes searching for the Discover Open Roads $150 offer on Restaurant.com, but couldn't find it. Instead, as I was searching their web site, I clicked the "partners" link--thinking that Discover would be a found there. It wasn't. Instead, it was a separate site for Restaurant.com's other customers, the restaurant owners. The logo read "Restaurant.com. Building profits one table at a time." Certainly. And part of those profits will come from Discover’s Open Roads customers who are trying to redeem these certificates with the difficult to find terms.
I wonder if Discover is solely responsible for the content of this offer or perhaps Credit Karma listed it and accidentally omitted all of the terms.
TJO787 6 months ago
For those looking for a great cashback card for Gasoline purchases in general. Try taking a look at Pentagon Federal Credit Union Rewards Visa. 5% cash back each month credited to your statement for gasoline purchases at the pump, then lesser cashback % for other purchases. One of the best out there right now I feel.
markr514 1 year ago
I think the community of opinions here has nailed it. This is not a great offer.
jimrat11 2 years ago
Credit Score Approval Data
Ideal for those with Excellent Credit:
760
AVERAGE Credit Score Approved for this Card
753
LOWEST Credit Score Approved for this Card
† Credit Karma members have received approvals with these Credit Karma credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.
Popular Credit News
The Do’s and Don’ts of Closing Old Accounts
September 25, 2008
450 Comments
Understanding Credit Score Differences
February 27, 2008
352 Comments
Top 5 Credit Misconceptions
September 25, 2008
324 Comments
Copyright© 2007-2012 Credit Karma™, Inc. Credit Karma is a registered trademark of Credit Karma, Inc. All Rights Reserved. Product name, logo, brands, and other trademarks featured or referred to within Credit Karma are the property of their respective trademark holders. This site may be compensated through third party advertisers.
Discover charges a 3% fee on balance transfers. Also, after their 12 month intro period, the interest rate goes up to a rate much higher than I had on the transferred balance.
sillywillie 2 weeks ago