Offer expired

Citi® Diamond Preferred® Card

4 Reviews | Write a Review

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Offered by: CitiBank


Purchase Intro Rate 0%
Purchase Intro Period Up To 12 Months
Balance Transfer Intro Rate 0%
Balance Transfer Intro Period Up To 12 Months
Regular APR As Low As 6.99%
Balance Transfer Rate As Low As 6.99%
Cash Advance Rate See Terms
Annual Fee None
Late Fee $15.00
Cash Advance Fee 3.00%, Min: $5
Balance Transfer Fee 3.00%, Min: $5

Citi® Diamond Preferred® Card features:

  • 0% APR* on balance transfers and purchases for up to 12 months
  • Citi® Indentity Theft Solutions
  • $0 Liability on unauthorized purchases
  • Secure, free online account management
  • No annual fee

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.

These savings are calculated using national averages. Log in to see your own savings!

How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

 

Year 1

Year 2

Year 3

Balance Transfer Cost info Fees charged by the credit card company to transfer balances. Usually charged as a percent of the balance transfer amount.

-$527

$0

$0

Interest Savings on Transferred Balance info Difference between the interest charged on your existing credit card(s) and the interest charged on this card with the same balance.

$834

$0

$0

Interest Savings on New Purchases info Difference between the interest charged for new purchases on your existing credit card(s) and the interest charged on this card.

$3,648

$5,594

$7,422

Value of Rewards on New Purchases info Difference between the rewards (normalized to dollar amounts) from the purchases on your existing credit card(s) and this card.

$0

$0

$0

Value of Bonus Points info Bonuses provided by the card for either application or usage. Bonus in the form of either miles or points are converted to dollar amounts.

$0

$0

$0

Annual & Application Fees info Sum of the fixed fees associated with the card. The fees are charged regardless of card usage.

$0

$0

$0
 
Savings:
Total Annual Savings

$3,955

$5,594

$7,422
Total Savings over 3 Years

$16,971

Calculations are estimated based on your credit card usage combined with offer data and are for illustration purposes only.

Reviews

Most Recent Reviews

If you are looking for a good balance transfer card, this one is great.  I have made two balance transfers with 0% interest for 6 months or a year (can't remember).  It is all paid off now, and I keep getting balance transfer offers.

The down side...the "extra cash" rewards system is extremely misleading.  In order to redeem  your "extra cash" you have to use x amount of points as contribution and then pay for remaining  cost. 

For example: You choose a 50 dollar gift card to Home Depot.  Your "extra cash" will pay for 5 dollars, and you have to BUY the other 45.00 of gift card on your credit card.

There is no way to exchange your points for cash as with many other cards.  Steer clear if you are looking for rewards.

Anonymous 3 months ago

 got a offer in the mail and applied. they declined me due to finding deliquent account im my credit report that was not supposed to be there and my usage was little high so rep told me to remove the deliquent account and do a reconsider and pay off my debts. so i checked my credit report and there was a fraudulent creditcard and i did a dispute and removed it and paid off the balance on my creditcards. i sent in a reconsider letter and my recent credit report. few days later they ran my credit report again eventhou they told me there not going to do that. and  they state its still a deliquent account on my report and was declined. i called experian and they say its already been removed and they got the same report i sent them. 4 different phone call 4 different statement from them now waiting for manager to call back to talk to them. i have experian score of 704. all my accounts are paid on time.

conclusion:

2 hard pull even thou they said they will not do the second pull, 5 phonecall, recon letter, no one in there office know whats going on, now waiting for phone call from manager. lets see what reason they will give. 

yongnyny 3 months ago

I wouldn't recommend this product, nor would I advise against it. It's a middle of the road card with a mediocre credit limit ($3k) for a decent credit score (720). The rewards don't justify throwing a heavy load of expenses on this one card, but it would serve as a decent complementary card.

tapejm 1 year ago

See all 4 Reviews of Citi® Diamond Preferred® Card

Write a review of Citi® Diamond Preferred® Card

Credit Score Approval Data

Ideal for those with Good Credit:

746

AVERAGE Credit Score Approved for this Card

726

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these Credit Karma credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.

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