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Citi® mtvU™ Platinum Select® Visa® Card for College Students

Offered by: CitiBank

47 comments | Comment on this offer


Details

Purchase Intro Rate 0%
Purchase Intro Period 7 Months
Balance Transfer Intro Rate N/A
Balance Transfer Intro Period N/A
Regular APR 12.99%-21.99% (V)
Balance Transfer Rate N/A
Cash Advance Rate 25.24%
Annual Fee None
Late Fee $15.00*
Cash Advance Fee 5.00%, Min: $10
Balance Transfer Fee See terms

Citi® mtvU™ Platinum Select® Visa® Card for College Students features:

  • 0% APR* on purchases for 7 months if you qualify based on your application and credit history.*
  • Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rental stores.
  • Earn 1 ThankYou Point for every dollar you spend on all other purchases.
  • Earn 25 ThankYou Points every month when you pay on time and don't go over your credit limit.
  • Earn up to 2000 ThankYou Points twice a year for maintaining a good GPA.
  • Redeem points for gift cards, travel, electronics, music and more.
  • No Annual Fee

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.

Comments

47 Total Comments

Further processing. Fingers crossed...

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mkmann 10 months ago

Is this a good card?

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k112 10 months ago

was approved but hate the company! Anytime you call you get put on hold FOREVER! They charged me an over the limit fee for there own fee (some annual fee) so before I knew it it was maxed out my them and way over the credit line! I had to close it just to stop getting so many fees at the last point my apr was 22%!!!

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jultiren16 9 months ago

approved with a $3,500 credit limit and 670

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Pascual 9 months ago

 

where you asked to provide proof for your enrolled school?

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mmobed 9 months ago


 

Were you asked to provide proof of college enrollment?

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mmobed 9 months ago


Denied with a 676. Says "lack of revolving account information" according to Experian...so I assume that means I don't have a credit history, all I have on my report are student loans. What confuses me is that the offer states that no credit history is required. I guess credit is still tight. I guess I'll just go with a secured card.

Reply

ahughes 9 months ago

FICO of 652, a Junior class standing (no bankruptcies or serious deliquencies)and approved with an initial offering of $4k. This is great, I can transfer the balance of my higher interest Platinum Cards, pay them off in the 6 month grace period and still have room for a crisis.

Reply

djs1966 9 months ago

Further processing is required at this time. We will contact you within a week via email regarding our decision. Fico score of 760.

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labella2 8 months ago

Go to the Citi website and check out the Citi forward visa, especially if you've already graduated. Same "Thank You" rewards program, but you get 100 bonus pts/mo instead of 25, same 5pts/$ bonus offers and a .25% rate reduction every time you pay on time for 3mos straight (up to 2% total reduction).

CreditKarma (TU) score was 643. myFico (EQ) score was 691. Citi pulls your EXP report. I had no revolving credit, only student loans. Instant approval for $2300 - Lots of great card benefits. No annual fee.

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steadman 8 months ago

Approved, 720 on here, have had this car for 4ish months now I believe. Got a $4,000 credit limit with $30kish income, $1000 store card that I've got no interest on, and students loans being my only credit history.

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rahiggins 2 months ago

660 further processing... crossing fingers...

Reply

ekchapman 1 month ago

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Credit Score Approval Data

Ideal for those with Good Credit:

721

AVERAGE Credit Score Approved for this Card

648

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.

Offer Score Details

66%

User Voting
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34%

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