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Citi® mtvU™ Platinum Select® Visa® Card for College Students

Offered by: CitiBank

47 comments | Comment on this offer

Details

Purchase Intro Rate	0%
Purchase Intro Period	7 Months
Balance Transfer Intro Rate	N/A
Balance Transfer Intro Period	N/A
Regular APR	12.99%-21.99% (V)
Balance Transfer Rate	N/A
Cash Advance Rate	25.24%
Annual Fee	None
Late Fee	$15.00*
Cash Advance Fee	5.00%, Min: $10
Balance Transfer Fee	See terms

Citi® mtvU™ Platinum Select® Visa® Card for College Students features:

0% APR* on purchases for 7 months if you qualify based on your application and credit history.*
Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rental stores.
Earn 1 ThankYou Point for every dollar you spend on all other purchases.
Earn 25 ThankYou Points every month when you pay on time and don't go over your credit limit.
Earn up to 2000 ThankYou Points twice a year for maintaining a good GPA.
Redeem points for gift cards, travel, electronics, music and more.
No Annual Fee

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.

Comments

47 Total Comments

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What other factors are considered if someone can be rejected with a 745 and approved with a 680?

sthalman 1 year ago

Great questions. Some of the other factors are: Length of credit history, presence of serious delinquency, presence of bankruptcy, income, and extensive existing credit limits are just a few more of the underwriting guidelines of most banks.

CK Moderator

Approved for $4,000 with score of 709

sthomas2489 1 year ago

Denied for 724.. :(

nabaraj 1 year ago

Waiting

Application Received

score 638

BETHSANGIE 11 months ago

Was approved for this card a year ago with zero credit history. Been a great card ever since. Credit limit is now up to $2,100 one year later.

Alcibiates 11 months ago

the most positive feedback ive seen...im might look into this card.

Thanks

Katrina09 9 months ago

Had this card for almost two years but have only been using it for the past year. Gave me a 4000k credit line when I was in college with no credit history (I filled out the application in exchange for a free pizza at a promotional event on campus). Recently upped to 10000k, and my rate is only 13.24%. Customer service has always been great.

digivation 11 months ago

Guess times have changed. I applied to this card with perfect credit history (never a late payment), and was denied because of "insufficient length of credit history." I guess now they want the minimum 6 months or something (I've had my card for 5 months).

ajsellaroli 11 months ago

I am going to apply hope I get it.

tekise 11 months ago

531 score. Further processing required.

kkuelor 11 months ago

650 further processing

ladykaede 10 months ago

I am looking for a credit card. I have "TOO THIN" of a file to get a credit score... What should I do?

whtisdaway2b 10 months ago

Public Savings Bank. No credit check and many people have reported a very positive experience.

CK Moderator

Comment On This Offer

Credit Score Approval Data

Ideal for those with Good Credit:

721

AVERAGE Credit Score Approved for this Card

648

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.