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Citi® mtvU™ Platinum Select® Visa® Card for College Students

41 comments

Offered by:
CitiBank

Related Credit Cards:

Details:

Purchase Intro Rate	0%
Purchase Intro Period	See Terms
Balance Transfer Intro Rate	N/A
Balance Transfer Intro Period	N/A
Regular APR	As Low As 17.24% (V)
Balance Transfer Rate	As Low As 17.24% (V)
Cash Advance Rate	See Terms
Annual Fee	None
Late Fee	$15.00*
Cash Advance Fee	3.00%, Min: $5**
Balance Transfer Fee	3.00%, Min: $5**

Citi® mtvU™ Platinum Select® Visa® Card for College Students features:

0% APR* on purchases for 6 months if you qualify based on your application and credit history.*
Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rental stores.
Earn 1 ThankYou Point for every dollar you spend on all other purchases.
Earn 25 ThankYou Points every month when you pay on time and don't go over your credit limit.
Earn up to 2000 ThankYou Points twice a year for maintaining a good GPA.
Redeem points for gift cards, travel, electronics, music and more.
No Annual Fee

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.

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USER COMMENTS(41)

digivation
Sep 17
5:13 am

Had this card for almost two years but have only been using it for the past year. Gave me a 4000k credit line when I was in college with no credit history (I filled out the application in exchange for a free pizza at a promotional event on campus). Recently upped to 10000k, and my rate is only 13.24%. Customer service has always been great.

ajsellaroli
Sep 29
2:40 pm

Guess times have changed. I applied to this card with perfect credit history (never a late payment), and was denied because of "insufficient length of credit history." I guess now they want the minimum 6 months or something (I've had my card for 5 months).

Alcibiates
Sep 16
6:32 pm

Was approved for this card a year ago with zero credit history. Been a great card ever since. Credit limit is now up to $2,100 one year later.

Katrina09
Nov 2
4:56 pm

the most positive feedback ive seen...im might look into this card.

Thanks

BETHSANGIE
Sep 8
1:51 pm

Waiting

Application Received

score 638

nabaraj
Sep 1
2:15 pm

Denied for 724.. :(

sthomas2489
Aug 31
9:34 am

Approved for $4,000 with score of 709

sthalman
Aug 25
3:05 pm

What other factors are considered if someone can be rejected with a 745 and approved with a 680?

CK Moderator

Great questions. Some of the other factors are: Length of credit history, presence of serious delinquency, presence of bankruptcy, income, and extensive existing credit limits are just a few more of the underwriting guidelines of most banks.

vmzyece
Aug 24
9:28 am

When you pay off all your debt on some bills, how long does it take before a credit is back in shape assuming you have a credit card? Please moderator comment on this one as well.

CK Moderator

It varies from person to person since there are so many variables. Try our credit score simulator and simulate on-time payment history. That should give you a good idea since it is tuned to your specific credit report.

ixlyux
Aug 5
8:25 pm

Denied.

annoneil01
Oct 10
9:40 pm

denied why? what was your FICO/

FAKO, who did they pull, what was your utilization on your other cards, were you actually in school when you applied for the card? what reason was listed on your denial letter?

SMILEYFCE21
Aug 5
12:14 am

further processing is required at this time. We will contact you within a week via email regarding our decision.

fiandola
Jul 24
7:58 am

Denied with a 745.

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Credit Score Approval Data

690

Average Credit Score Approved for this Card

646

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