Offered by: Capital One
| Purchase Intro Rate | 0% |
| Purchase Intro Period | Until June 2011 |
| Balance Transfer Intro Rate | N/A |
| Balance Transfer Intro Period | N/A |
| Regular APR | 19.8%(V) |
| Balance Transfer Rate | 19.8%(V) |
| Cash Advance Rate | 24.9%(V) |
| Annual Fee | $39 |
| Late Fee | $15-$39 |
| Cash Advance Fee | 3.00%, Min: $10 |
| Balance Transfer Fee | None |
Capital One® No Hassle Cash(SM) Rewards features:
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See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.
I was approved for this card about a month and a half ago with a 618, no outstanding or delinquent collection stuff. I took care of that before applying. Initial credit line was $500. I quickly accumalated a $223 balance. I paid the balance off on my first payment. Point is: I received a letter from Cap1 the other day that they are increasing my credit line to $750 as a preferred cardholder. All I have to do is make the first 3 monthly payments on time. I was shocked. I was expecting to wait 8 months before I could request a line upgrade. It's also true that getiing a credit card and making an on-time payment boosts your score. My score went up 39 points within the span of a month. My current score is 657 and waiting for it to go up after Cap1 reports again.
cflingo 3 months ago
Ideal for those with Poor Credit:
AVERAGE Credit Score Approved for this Card
LOWEST Credit Score Approved for this Card
† Credit Karma members have received approvals with these credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.
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Didnt get approved.
LEO6020 2 years ago
bc if you have a low credit score you're not approved
mseals 2 years ago
This is probably one of our most popular offers on the site. Any feedback on the application or the card in general?
Moderator 2 years ago
My credit was ruined thanks to workmans comp & NYS. Three cards were Cap One. I settled with them and now I have another new one they just raised my limit on already.
Judie777 2 years ago
Got turn down
tonidee25 2 years ago
Got turned down.If your credit score is to low do not apply.
divine1 2 years ago
I did not get approve
classy 2 years ago
I don't think this program really works that well lol!
lethalvb01 2 years ago
The application itself for this card is very easy. The terms are also easy to understand and all the information is very accessible on the site.
The application takes less than 5 minutes to complete.
After submitting my application, I was approved within 1 minute.
rebeccads83 2 years ago
Read online reviews of Capital One very carefully before you consider this offer. They have a history of not reporting credit limit (so your credit utilization component looks like you always have the card maxed out which hits your score), or not reporting to all the bureau's, or not reporting any positive factors at all..... individual experience may vary but it doesn't take long looking online to see that there are a lot of people reporting problems with their credit thanks to CapOne
ANDREWCX 2 years ago