Capital One® Rewards No Hassle(SM) Cash Credit Card

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Offered by: Capital One


Purchase Intro Rate 0%
Purchase Intro Period Until Nov 2012
Balance Transfer Intro Rate N/A
Balance Transfer Intro Period N/A
Regular APR 17.9% - 22.9% (V)*
Balance Transfer Rate 17.9% - 22.9% (V)*
Cash Advance Rate 24.9% (V)
Annual Fee $39
Late Fee up to $35
Cash Advance Fee 3%, Min: $10
Balance Transfer Fee $0

Capital One® Rewards No Hassle(SM) Cash Credit Card features:

  • 2% cash back on gas and groceries
  • 1% cash back on all other purchases
  • BONUS: Get up to 15% more cash back when you shop online at select merchants through Perk Central
  • No limit on the cash you can earn and cash won't expire
  • Redeem cash rewards any time for any amount, even set up automatic redemption
  • 0% intro APR on purchases until November 2012
  • Pick an image for your card—choose the one shown here, any of the hundreds in our collection or add your own

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.

These savings are calculated using national averages. Log in to see your own savings!

How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

 

Year 1

Year 2

Year 3

Balance Transfer Cost info Fees charged by the credit card company to transfer balances. Usually charged as a percent of the balance transfer amount.

$0

$0

$0

Interest Savings on Transferred Balance info Difference between the interest charged on your existing credit card(s) and the interest charged on this card with the same balance.

$0

$0

$0

Interest Savings on New Purchases info Difference between the interest charged for new purchases on your existing credit card(s) and the interest charged on this card.

$1,569

$2,289

$3,262

Value of Rewards on New Purchases info Difference between the rewards (normalized to dollar amounts) from the purchases on your existing credit card(s) and this card.

$524

$524

$524

Value of Bonus Points info Bonuses provided by the card for either application or usage. Bonus in the form of either miles or points are converted to dollar amounts.

$0

$0

$0

Annual & Application Fees info Sum of the fixed fees associated with the card. The fees are charged regardless of card usage.

-$39

-$39

-$39
 
Savings:
Total Annual Savings

$2,054

$2,774

$3,748
Total Savings over 3 Years

$8,576

Calculations are estimated based on your credit card usage combined with offer data and are for illustration purposes only.

Reviews

Most Recent Reviews

Only have a credit score of 587 and haven't qualified for a credit card since 2008. Applied and in less than 5 minutes for a card with a $300 limit. It's not a lot, but it's a start and I'm so excited to rebuild my credit again! Thanks Captiol One!!!!!

azmoogle 4 hours ago

I have 2 capital ones. A Cash Rewards Visa(ive had for 2 plus years, and a master card Ive had for 2 plus years. I started out with 500.00 CL on both, and now have a $1250 on the Visa and $750 on the Mastercard.  no Annual Fees.  17.99 APR on both

I love Capital one. Ive got another card with another company, but will be paying it off and cancelling it. Capital one is the only bank for me. Thanks Cap One!! 

eshadowgirl 8 hours ago

Really didn't expect to get approved seeing as i just got dismissed from my bankruptcy for credit cards! Filled out the short app, got approved for 1,000 right away. I was skeptical but I am happy I gave it a try. Thanks to CK.

staples28 21 hours ago

Experial 669, CK 651, Ch 7 in 2005. Aproved for $1000. It took 6 days to get approved because I have 2 current addresses listed on my credit report, and they had to verify which one was correct.

Anonymous 1 day ago

Applied for the card with TU score of 671 and Exp score of 669. Was approved instantly with a $500 CL and 19.8% APR with 0% for 9 months with a $39 annual fee. Even though it is a higher APR than I would have liked, I wasn't too concerned with it as I'll be using this card for my employment. I do a lot of traveling and taking clients out for work and I get reimbursed in less than a month so I won't be paying much interest as I will have it paid off before the 30 days and I will still reap the rewards of the cash back that should offset the annual fee in no time. I only gave it 4 stars as I am little disappointed in the low CL but hope to have it increase over the first 6 months upon on time payments in full and hopefully will bump my credit score to over 700 over time.  Quick and easy!

Anonymous 1 day ago

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Credit Score Approval Data

Ideal for those with Poor Credit:

612

AVERAGE Credit Score Approved for this Card

516

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these Credit Karma credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.

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