Vote

Tell us what you think! Your votes help other users find the best offers

Yes No

Accept Credit Karma offer

Digg Digg

Reddit Reddit

Email Email to a Friend

Capital One® No Hassle Cash(SM) Rewards

Offered by: Capital One

301 comments | Comment on this offer

Details

Purchase Intro Rate	0%
Purchase Intro Period	Until Nov 2010
Balance Transfer Intro Rate	N/A
Balance Transfer Intro Period	N/A
Regular APR	17.9%(V)
Balance Transfer Rate	17.9%(V)
Cash Advance Rate	24.9%(V)
Annual Fee	$39
Late Fee	See Terms
Cash Advance Fee	3.00%, Min: $10
Balance Transfer Fee	None

Capital One® No Hassle Cash(SM) Rewards features:

2% cash back on gas and groceries
1% cash back on all other purchases
No limit on the cash you can earn and cash won't expire
Get your cash back whenever you want
0% APR on purchases until November 2010

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.

Comments

(301 Total Comments)

Capital one is the worst... "

Nat_tc at 3:15 pm Mar 13

I had a forclosure in October 2008 and a bankrupcy discharge in September 2009. I have zero debt and $65k annual income. Credit Karma has my score at 615. I'm eager to start my repair process. I'd like to go the unsecured credit card route. I'd like to get everyone's thoughts. Thank you... "

amack23 at 2:49 pm Mar 11

This card and Orchard Bank are your best bets for an unsecured card. Orchard does a soft pull pre-qualification so it won't hurt your credit unless you accept the card.

CK Moderator

Thanks... I'd like to attain this Cap one card, but I had 2 Cap one accounts included on my bankruptcy. Thanks again! "

amack23 at 9:57 am Mar 12

Approved with a CK score of 630, no delinquent accounts, except for one $100 phone bill my ex-bf opened in my name at our appt that I refuse to pay. Don't know the limit yet and not sure how to find out until the card comes. "

Crewsk at 1:23 pm Mar 11

Approved, waiting on amount. CK 622. Been working on rebuilding credit for the past year. Went from 480 to average of 650 on all three credit reports. Not having a "major" credit card was the biggest negative on my report. Thanks to everyone for all the posting and your unknown help. "

Best advice I can give...If you owe it, pay it off in full, if not make arraingments. It will take awhile to see results, but in the end they will come fast. Just be responsible with your new credit. "

ruger9 at 11:52 am Mar 11

Actual credit scores. TU 682, EX 672, EQ 654 "

ruger9 at 8:22 pm Mar 11

Denied "

credit scores are "

582 Equifax "

617 Experian "

611 Transunion "

Coder1 at 4:44 pm Mar 10

Let's try to learn something new. Any recent BKs or serious delinquencies (60+ days late)

CK Moderator

630 approved but dont know the limit yet... "

Antedzepina at 9:13 am Mar 10

expect $500-$700 "

amitpanchabh at 1:24 pm Mar 10

im afraid to apply for anything because i can't afford the hard inquiry, but i HAVE to do something to rebuild my credit, i'm half way through a bankruptcy repayment plan, i wonder if they will aprove me??? "

becka1201 at 8:31 am Mar 10

You can try Public Savings Bank which performs no credit check. They do require a deposit but they also report to all three credit bureaus.

CK Moderator

Approved with a 628 score and $219K income. "

saxmn1974 at 1:47 pm Mar 9

I just got approved, scores in the 700's, and good household income. Don't know what the limit is yet, but it's a start to build my credit back up. "

studyaid_tc at 1:46 pm Mar 9

with a 516 credit score and no credit lines open, would i be most likely to get rejected? "

usmanity at 12:19 am Mar 9

At 516, Orchard Bank or Publics Savings Secured are safer bets.

CK Moderator

Comment On This Offer

Credit Score Approval Data

Ideal for those with Poor Credit:

617

AVERAGE Credit Score Approved for this Card

516

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.