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Visa® Black Card

Offered by: Barclays

24 comments | Comment on this offer

Details

Purchase Intro Rate	N/A
Purchase Intro Period	N/A
Balance Transfer Intro Rate	0%
Balance Transfer Intro Period	six billing cycles
Regular APR	13.24%
Balance Transfer Rate	13.24%
Cash Advance Rate	19.99%
Annual Fee	$495
Late Fee	See terms*
Cash Advance Fee	See terms*
Balance Transfer Fee	See terms*

Visa® Black Card features:

24-Hour Concierge Service: Enjoy the personalized assistance of a 24-hour Concierge Service catering to entertainment, travel, business, shopping and lifestyle needs.
Exclusive Rewards Program: Receive 1% cash back on all purchases with Black Card’s Exclusive Rewards Program.
Travel Redemption: Redeem points at a higher rate for flights on any airline at any time. No blackout dates or advance purchase requirements.
Luxury Gifts: Cardmembers receive luxury gifts from some of the world's top brands.
Travel Lounge Priority Pass: Complimentary membership which provides access to over 600 lounges in more than 100 countries.
Limited Membership: Membership is limited to ensure the highest caliber of personal service is provided to each Cardmember.
Black Card Benefits: Cardmembers are eligible for benefits including Worldwide Travel Insurance, Baggage Delay Insurance, Trip Interruption Insurance, Warranty Manager Service and Purchase Security.

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.

Comments

(24 Total Comments)

Dahhling, if you can't afford the $495 annual fee, perhaps this card is not for you."

nohobear at 11:43 pm Feb 22

I SAID NO!!!!!!! ITS NOT A GOOD DEAL"

craig2445 at 6:14 pm Nov 21

To everyone talking about saving money: You can't get this card unless your income is better than 99% of the people in the United States. This card is marketed to the rich. Plus, if you actually use the features, especially the concierge, you'll more than get your money's worth. Plus, it has 1% cashback with no yearly max (which, of course, can be beaten easily by other cards), and I imagine that it's safe to say that people rich enough to get approved for this card might actually charge and pay off $49,500 or more a year... so, really, this is a great deal for those heavy spenders."

GamingG at 11:53 am Nov 5

Lol the $495 fee will sure beat the centurion card's annual fee of like $2500!"

chris91 at 12:04 am Oct 17

$495/year??? I don't think so"

rich509 at 3:49 pm Oct 1

This is a terrible offer!"

dboone at 4:32 pm Sep 1

495$ for the "privilege" of borrowing money from loan sharks. No thank you Visa."

danj3ris at 1:59 pm Aug 5

Visa is not loaning you the money, they simply process the transactions. The bank is Barclays."

cheppere at 9:52 am Mar 10

Dang someone has to remind these gys that we are in resession which means we need so save money and not give it away...thanx but no thanx"

ribarra09 at 10:56 pm Jul 31

they should be paying me $495 a year for making their balance sheet look great with my regular visa"

onepaul at 8:27 am Jul 21

Its a marketing ploy playing off of the American Express Centurion Card which has been called the "Black" card for a long time because it was made of titanium and colored black.

The difference is the AMEX card is by invite-only, and has a $2,500 annual fee with a $5,000 "initiation fee" for the first year."

mrunknown at 11:04 am Jul 5

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Credit Score Approval Data

Ideal for those with Credit:

AVERAGE Credit Score Approved for this Card

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.