Offer expired

Visa® Black Card

29 Reviews | Write a Review

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Offered by: Barclays


Purchase Intro Rate N/A
Purchase Intro Period N/A
Balance Transfer Intro Rate 0%
Balance Transfer Intro Period 15 months*
Regular APR 14.99%
Balance Transfer Rate 14.99%
Cash Advance Rate 25.24%
Annual Fee $495
Late Fee See terms*
Cash Advance Fee See terms*
Balance Transfer Fee See terms*

Visa® Black Card features:

  • Made with carbon, not just another piece of plastic; Membership is limited
  • 24-hour concierge service at your disposal
  • Access to over 600 VIP airport lounges worldwide in over 100 countries
  • Exclusive rewards program; 1% cash back or airfare on any airline - no blackouts or restrictions
  • Accepted globally; zero liability protection against unauthorized purchases

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.

These savings are calculated using national averages. Log in to see your own savings!

How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

 

Year 1

Year 2

Year 3

Balance Transfer Cost info Fees charged by the credit card company to transfer balances. Usually charged as a percent of the balance transfer amount.

$0

$0

$0

Interest Savings on Transferred Balance info Difference between the interest charged on your existing credit card(s) and the interest charged on this card with the same balance.

$542

$0

$0

Interest Savings on New Purchases info Difference between the interest charged for new purchases on your existing credit card(s) and the interest charged on this card.

$2,438

$3,240

$4,463

Value of Rewards on New Purchases info Difference between the rewards (normalized to dollar amounts) from the purchases on your existing credit card(s) and this card.

$456

$456

$456

Value of Bonus Points info Bonuses provided by the card for either application or usage. Bonus in the form of either miles or points are converted to dollar amounts.

$0

$0

$0

Annual & Application Fees info Sum of the fixed fees associated with the card. The fees are charged regardless of card usage.

-$495

-$495

-$495
 
Savings:
Total Annual Savings

$2,942

$3,201

$4,424
Total Savings over 3 Years

$10,567

Calculations are estimated based on your credit card usage combined with offer data and are for illustration purposes only.

Reviews

Most Recent Reviews

I dont see how this card should be for rich people If you are rich why do you need a credit card in the first place why not pay for all your transactions with the millions in your bank account unless you dont have enough to cover your purchases and you need this card which means your not rich at all

Anonymous 3 months ago

This card is a complete American Express Centurion (Black) wannabe. $495 for Visa with concierge is pretty silly. I have a Amex Platinum and this card has none of the benefit but has the same cost. 

hardeight 9 months ago

You can get the American Express Platinum OPTIMA card that looks just like the regular Amex Platinum card but it has no annual fee !! Its also a credit card so you can pay down the balance and not in full each month. It's a great trick! Impressive at the bar....

Slayer13 1 year ago

Dahhling, if you can't afford the $495 annual fee, perhaps this card is not for you.

nohobear 1 year ago

I SAID NO!!!!!!! ITS NOT A GOOD DEAL

craig2445 2 years ago

See all 29 Reviews of Visa® Black Card

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