Starwood Preferred Guest® Credit Card from American Express

46 Reviews | Write a Review

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Offered by: American Express Card


Purchase Intro Rate N/A
Purchase Intro Period N/A
Balance Transfer Intro Rate N/A
Balance Transfer Intro Period N/A
Regular APR 15.24% - 19.24% Variable
Balance Transfer Rate 15.24% - 19.24% Variable
Cash Advance Rate 25.24%
Annual Fee $65
Late Fee Up to $35
Cash Advance Fee 3%, Min: $5
Balance Transfer Fee 3%, Min: $5

Starwood Preferred Guest® Credit Card from American Express features:

  • Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months – enough for up to 6 free nights at a Category 1 or 2 hotel
  • Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates
  • 2011 SmarterTravel® Award for "Best Travel Rewards Card"
  • $0 introductory annual fee for the first year, then $65

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.

These savings are calculated using national averages. Log in to see your own savings!

How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

 

Year 1

Year 2

Year 3

Balance Transfer Cost info Fees charged by the credit card company to transfer balances. Usually charged as a percent of the balance transfer amount.

-$527

$0

$0

Interest Savings on Transferred Balance info Difference between the interest charged on your existing credit card(s) and the interest charged on this card with the same balance.

$0

$0

$0

Interest Savings on New Purchases info Difference between the interest charged for new purchases on your existing credit card(s) and the interest charged on this card.

$2,148

$3,081

$4,334

Value of Rewards on New Purchases info Difference between the rewards (normalized to dollar amounts) from the purchases on your existing credit card(s) and this card.

$581

$581

$581

Value of Bonus Points info Bonuses provided by the card for either application or usage. Bonus in the form of either miles or points are converted to dollar amounts.

$145

$0

$0

Annual & Application Fees info Sum of the fixed fees associated with the card. The fees are charged regardless of card usage.

$0

-$65

-$65
 
Savings:
Total Annual Savings

$2,283

$3,597

$4,851
Total Savings over 3 Years

$10,731

Calculations are estimated based on your credit card usage combined with offer data and are for illustration purposes only.

1. Earn 10,000 Starpoints with your first purchase
2. No annual fee the first year.

Reviews

Most Recent Reviews

Fantastic.Took the tip with 733 credit score and 6 hard inquires got approved on line for a 10K line of credit.Thanks so much

andreklein 2 days ago

I was approved for an $8500 CL.  My CK score is 734.  They pulled from experian (735).   

jamesmccann11 3 weeks ago

its free 

babyjla 4 weeks ago

 so so

junkaway2012 1 month ago

I like what i see so far. 

junkaway2012 1 month ago

See all 46 Reviews of Starwood Preferred Guest® Credit Card from American Express

Write a review of Starwood Preferred Guest® Credit Card from American Express

Credit Score Approval Data

Ideal for those with Good Credit:

730

AVERAGE Credit Score Approved for this Card

665

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these Credit Karma credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.

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