Blue Cash® from American Express

I love this card

This is one of the best cash back cards for big spenders. If you're single, you may want to stick with the Chase Freedom Card instead, because you won't hit the highest cash back rates with this card otherwise.

Also, be sure to have another cash back card handy since AmEx isn't accepted as widely as Visa or Mastercard.

Love the card, but they only gave me a $1,000 limit w/ a 710 credit score! I had at the time of the application a $300 credit card, car loan, and two mortgages on my credit w/ no lates. It was probably the low credit card that caused the low limit on the amex.

I love Am Ex. I have this card and would use it for everything. But true, they charge a high fee to businesses which turns off the businesses. Espeically small businesses. Too bad. Good rewards program. Great customer service.

But if I don't spend more than $6500 a year, what does this card mean to me? Will I still get 1.5% cash back on everything? Or will I get "up to" 1.5%, which can mean as little as 0.25%?

If you spend less than the $6,500, you get 1.0% on everyday purchase and .5% on everything else. If you spend less than $6,500 a year then try the Chase Perfect MasterCard.

But if you really think about it ~$500 a month isn't that hard especially if you put groceries and gas on the card which qualifies for the 5% cash back.

Can someone confirm what "Everyday Purchases" really are? I have the Chase Freedom @ 3% & it's great. However, 5% is better. So the question, the $6500 spending needed to get the 5% cash back - is it the TOTAL spending (like say rent) or does the $6500 NEED to be part of the "Everyday Purchases"? Is there a list of what these "Everyday Purchases" are or is it as clear as they say, only in Supermarkets, Gas Stations & Drug Stores? I don't have a car so gas is not a big factor for me. However I Dine out and have food delivered all the time. I wonder if these would fall in the "Everday Spending"?

I ask because Chase freedom has like 15 catagories, your top 3 sending cataories get the 3% cash back. All others 1%.

Thanks in advance...

I currently have a Cash back Amex card rebating 1.5% if paid in full monthly or 2% if min balance paid monthly. No yearly min $6500. requirement. I plan on calling AMEX to get better definition on the details of getting 5% back. One possibility is a monthly maximum cap on how much they will allow. Typical of what Visa does.

"UP TO" Why not say "up to" 50% back. The devil is in the details. Where are the details?

Please DO NOT apply for any Amex cards. I was a customer for 12 years and have a high FICO score and no late payments or high balances but recently they canceled 3 of my cards for NO reason. When I started researching I found out I was not the only one. Just go to My3cents.com and read for your self. Thankfully I did not need the card but I will not do any business with this company. Seems like they are in trouble.