The Plum Card® from American Express OPEN

2 Reviews | Write a Review

Offered by: American Express Card


Purchase Intro Rate N/A
Purchase Intro Period N/A
Balance Transfer Intro Rate N/A
Balance Transfer Intro Period N/A
Regular APR N/A
Balance Transfer Rate N/A
Cash Advance Rate N/A
Annual Fee $185
Late Fee See Terms*
Cash Advance Fee N/A
Balance Transfer Fee N/A

The Plum Card® from American Express OPEN features:

  • The Everything, Everywhere Trade Terms Card (SM) from American Express OPEN
  • Pay in full within ten days, get a 1.5% discount
  • OR pay as little as 10% and take up to 2 months to pay off the balance, interest free
  • $0 introductory annual fee for the first year, then $185
  • A powerful cash flow management tool

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.

These savings are calculated using national averages. Log in to see your own savings!

Reviews

Most Recent Reviews

  Warning about the Plum card for your Readers:   I just got the Plum Card and was made aware of something that the Customer Service Rep wasn't aware of until I pressed the issue and he had to find out the answer from a supervisor:   The 1.5% is strictly applied to payments within the first 10 ten days after the monthly cycle closes. The caveat there is that payments made during the monthly cycle do not get the discount reward. That's an important distinction that will not necessarily be clear to anyone reading about the card and I think you should know that. I now realize that if I pay "too early", the discount doesn't apply. I was very disappointed. AMEX charge cards may not have a preset limit but they do have limits based on spending patterns. If I have $5000 available and use that in the first week of the monthly cycle on unforeseen expenses with several auto-debits still to come, I need to pay down the balance quickly within a few days and thus NOT get the discount on that payment. The discount only applies to the ENDING BALANCE. Now, if you have a stratospheric limit on the card, it won't matter. But for many small business owners juggling expenses and spending limits while trying to get maximum rewards, this can and will be a nuisance. Applicant beware.

ztnjpv 1 month ago

 Very pleased with this card and the service provided by AMEX.  This is the best cash back card on the market that I know of.

randy3y 3 months ago

See all 2 Reviews of The Plum Card® from American Express OPEN

Write a review of The Plum Card® from American Express OPEN

Credit Score Approval Data

Ideal for those with Credit:

N/A

AVERAGE Credit Score Approved for this Card

N/A

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.

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