Offer expired

AccountNow™ Prepaid MasterCard®

10 Reviews | Write a Review

Offered by: AccountNow


Purchase Intro Rate See Terms
Purchase Intro Period See Terms
Balance Transfer Intro Rate See Terms
Balance Transfer Intro Period See Terms
Regular APR See Terms
Balance Transfer Rate See Terms
Cash Advance Rate See Terms
Annual Fee See Terms
Late Fee See Terms
Cash Advance Fee See Terms
Balance Transfer Fee See Terms

AccountNow™ Prepaid MasterCard® features:

  • Instant Guaranteed Approval* – no credit check, no security deposit
  • $0 ACTIVATION FEE – when you load your card by direct deposit
  • Free Direct Deposit – no more check cashing fees
  • Free Online Bill Pay – no need for expensive money orders
  • Free Credit Builder† – bill pay transactions are reported to PRBC®
  • No Overdraft Fees – no minimum balance required
  • Reloadable - $10,000 balance limit

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.

These savings are calculated using national averages. Log in to see your own savings!

How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

 

Year 1

Year 2

Year 3

Balance Transfer Cost info Fees charged by the credit card company to transfer balances. Usually charged as a percent of the balance transfer amount.

$0

$0

$0

Interest Savings on Transferred Balance info Difference between the interest charged on your existing credit card(s) and the interest charged on this card with the same balance.

$0

$0

$0

Interest Savings on New Purchases info Difference between the interest charged for new purchases on your existing credit card(s) and the interest charged on this card.

$0

$0

$0

Value of Rewards on New Purchases info Difference between the rewards (normalized to dollar amounts) from the purchases on your existing credit card(s) and this card.

$0

$0

$0

Value of Bonus Points info Bonuses provided by the card for either application or usage. Bonus in the form of either miles or points are converted to dollar amounts.

$0

$0

$0

Annual & Application Fees info Sum of the fixed fees associated with the card. The fees are charged regardless of card usage.

$0

$0

$0
 
Savings:
Total Annual Savings

$0

$0

$0
Total Savings over 3 Years

$0

*Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers.

Reviews

Most Recent Reviews

its a ripe off.check your credit then go from there.dont assume your credit is terrible the get ripoff by these banks for using and paying a fee on your money.

foorreal 3 years ago

i agree with bigboynoise and dkilby. there has to be a better way to help people who are in chexsystems than this. the fees are outrageous, and unlike a 'second chance' bank account it doesn't look like you'll be 'upgraded' to a real credit card or real bank account after a certain time period. Instead of getting interest bank on YOUR money, you have to pay 14.99% interest -- again, on YOUR money? This may be legal, but it's legal usury. Can not recommend.

annoneil01 3 years ago

If you have NO credit, is this a good card?

chrawnick 3 years ago

Fees are so minimal compared to checking account fees. I do not pay a monthly fee to use this card. I only pay a .50 cent per transaction fee - so if I plan ahead, I can pull cash out at the grocery store and not be dinged with small fees for little purchases. The only other fee I really pay is money gram for deposits that aren't direct deposited from my employer.

szelenz 3 years ago

I have had this card for over a year now. While I agree that the fees can build, if you are aware of what they are, you can seriously minimize them. The only fee that I pay is the $9.95 per month; I don't pay ATM fees because I always get any cash that I need with a "cash back" debit transaction at the store. Very rarely have I ever had the need to go to an ATM because almost everyone takes credit/debit cards.

This is a great option not only for people with bad credit, but also for people who are in Chexsystems and can't get a bank account. If you want to use the credit builder option, you only need to authorize AccountNow to pay your bills via their "billpay" service. Also, if you are a member with a regular series of direct deposits, you qualify for cash advances as well.

GelflingLady 3 years ago

See all 10 Reviews of AccountNow™ Prepaid MasterCard®

Write a review of AccountNow™ Prepaid MasterCard®

Credit Score Approval Data

Ideal for those with Very Poor Credit:

517

AVERAGE Credit Score Approved for this Card

482

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.

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