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We provide truly free credit scores to consumers direct from the credit bureaus and show how you can save money on your credit cards, loans, mortgage and more! Learn More

  • Credit Score Comparisons & Tools
  • Personalized Savings Summaries
  • No Hidden Fees & Always Free

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Always Free Credit Scores

Get your 100% free credit score instantly, securely, and safely.

Credit Karma provides truly free credit scores to consumers direct from the credit bureaus. Your scores are retrieved securely with no hidden fees.

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Find a Variety of Savings

Save money on everything including your credit cards, mortgage, auto loan, and more.

Review individual savings offers from leading providers to maximize your savings potential. Credit Karma shows you the best offers based on your credit report data.

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Credit Report Cards

Use the free credit report card to learn more about your credit report and score.

Compare individual credit report categories to national averages. See how the various items on your credit report affect your credit score. Plus, it's completely free!

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What Our Members Say...

"Credit Karma helped me save over $3,000 on my credit card debt. It was quick and easy!"
- James, MA

"My credit score has gone up 43 points in a single month after following some of their advice!"
- Leslie, CA

Credit Karma™ Believes All Consumers Should Have Access to Free Credit Scores

A credit score is one of the most important components of a consumer's financial profile. At Credit Karma™, we believe free access to one's credit score and report is a fundamental consumer right. That is why our site allows consumers to access their credit score anytime they want for free without the sneaky "free" trials or subscription requirements. In addition to free credit scores, Credit Karma™ has a wealth of tools and content to help consumers better understand how credit scores and credit reports work.

Credit Karma™ is a completely free pro-consumer service dedicated to demystifying the credit landscape. With our credit simulators, free credit scores, credit advice, and credit score comparisons, our goal is to empower consumers to more actively manage their credit and their financial health.