It seems like I'm always running into a security problem with this card then it takes forever to resolve the problem if you need a new card all about 2 weeks and then another two weeks after that to receive your PIN. Customer service hangs up on me all the time maybe it's cuz I'm always calling with the problem.
Share your experience with the Credit Karma community by writing a review of the financial products and services you have. Start by searching below for the product you'd like to review.
thorough and fair process
First of all, if you do not have good credit, this is probably one of the last place you will look into either consolidate or tempolarily borrow money for whatever you need. I've been getting invitation for up to $20k for awhile so I applied after a few months of mulling it over for $11k -36month term. Now, let's be clear, APR is super high and they take initial processing fee up front so don't get all shrimpy about it. I knew all this going in. My case was they could not verify this and that so I ended up uploading everything including my tax returns. After about 10 days later I was denied due to excess delinquent account which that is why I was borrowing money to clear up. Confusion came where even when collectors been renewing when the debt started every month. Plus I was told that I was asking to borrow too much compared to my income. Good thing is, They do SOFT HIT on your credit so you won't be hurt after getting denied. So, you probably won't have much to lose but beaware that they are not willing to lend you money like they advertise. Don't go with other lenders they recommend if you get denied because other lenders they recommend will do HARD inqury to your credit. Chances are, if you didn't get the loan here, you won't get it there. I hope this helps.
Easiest experience I've ever had buying a car in my life !!!! A wonderful experience .
Have fair credit. I have a cc with nfcu a credit of 8000$. And didnt accept me .. dont waste your time with them!!