I've bought new cars, but they were all when I was young and stupid and didn't care if I effed up my credit. Now that I'm older, and I DO care, I also KNOW that my APR wasn't going to be great if I had to get a new car right now. My older car broke down finally, and it didn't make any financial sense to put $3k worth of repairs into a $500 car. I could've bought another used one, but that didn't make much sense, either, to be quite honest. We needed something reliable and that had a warranty, in case anything went wrong. I wasn't even sure anyone would approve us. But, Capital One did.
We went into the dealership, we haggled ( some people might not like to haggle, but I do. I got an EXCELLENT deal.) and walked out with a 2014 Ford Focus with only 4l miles on it and plenty of warranty left over. My APR is ridiculous, but credit isn't great. That's what happens when you screw up. Consequences. BUT, I have a reliable car that is fun to drive and that is great on gas mileage. I seriously couldn't have been happier. Thanks, Capital One. AGAIN!!!
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