They got me an excellent interest rate. However, after going through the documents later I found that a "doc fee" of $649 had been added. This was not disclosed to me by the representative that handled my loan. It was my fault that I had not noticed it initially and lesson learned. After some research I discovered that this is a very high fee indeed. Autopay makes a commission on finding the lender business but I suppose greed is an overriding factor here and with many companies. Called them just to ask for an explanation and they gave me the runaround, "this is standard", all that BS. Would not use again.
Share your experience with the Credit Karma community by writing a review of the financial products and services you have. Start by searching below for the product you'd like to review.
I was approved in July with a 300 CL....requested an increase in october, they increased to 400..today auto increased it to 750....I feel like I'm on my way to good credit..
Walked in and was instantly approved for 4K!
There also is an origination fee. I applied for $10,000 which I was approved for and got $9,500 because of the origination fee. That is on top of the interest.
I have had this card for a year now, i went to use it in october to buy some dresses and shoes for a wedding and my card was declined!!!! i thought tomysefl what? this cannot be i checked my account before coming i had the card paid off wtf? So i talked to a rep and the told me they lowered my CL for inactivity THEY NEVER TOLD ME! never sent an email, no call, no paper notice NOTHING!!!!! So there i am in line making a total fool of myself! I cut this card up and i will never shop at this pathtic place AGAIN!