The entire loan process took less than 48 hours. Couldn't be more satisfied.
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Easy loan approval and I plan to have it paid back well within the time that I was given. I do wish they’d tell you about the loan origination fee but otherwise an easy process to prequalify. I had my loan within 4 days
Looking to increase your credit limit will not happen with this card
I had an old charged off Cap 1 from years ago. Been rebuilding my CS so today I applied for Cap 1 Secured at a 568 Trans, 510 Equifax and got approved with $200 deposit. I also have a Credit 1 Visa for $500 and I'm an authorized user on my Husband's Cap 1. I read a lot of reviews, especially on here and you are saying is true. I called Cap 1 to confirm 2 things: 1- that they give credit increases and 2 - that they upgrade you to an unsecured card. I was told that after 5 on time payments that I would get a CLI on the 7th billing cycle without requesting it. I was also told that within 7-13 mos, I can be upgraded to an unsecured card at Cap 1 discretion. GOOD NEWS! Will continue to update. THANKS CAPITAL ONE!
This was one of the easiest and fast applications I've done in quite a while. I was nervous about applying but credit karma recommended to build up my credit! I was approved and the money was deposited in my account with no problems!