OneMain Financial Personal Loans Reviews
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These reviews were written by current and former borrowers in the last year.
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**Annual Percentage Rates, terms of loan, and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs (for example, a lender’s range might be 2% to 12%) and only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, vehicle information, credit usage and history. All loans are subject to credit review and approval. Additionally, model year, loan-to-value, minimum loan balance mileage, income, debt, etc. restrictions may apply. When evaluating offers, please review the lender’s Terms and Conditions for additional details.
Process was fast and easy.
Fast all right , So fast they rip you off and you don't even know it
Fast
Great service, rep was very nice. Int rates a little high
Great for short term borrowing.
Great for short term loans/beat payday loans or other astronomically high lending options... It's still very high interest, even with a secured interest (against a vehicle I own) I was at nearly 26%... most credit cards carry lower interest rates then this! If I were to pay JUST the minimums over the 3 year loan term it would end up costing me $4000 in just interest on a $6000 loan. They push you to borrow the maximum allowable, and also push BS added services like life insurance/payment protection/roadside assistance (and they frame it in 'it will only add $__ per month, instead of disclosing the total cost). Felt pretty high pressure/pushy to add those services, I declined them all and suggest you do as well, there's far better options for these items from other companies. They use the dealer fiancing tactic of framing everything in "how much can you afford to pay per month/what kind of monthly payment would you be comfortable with" instead of straight up outlining the loan/term/APR... felt somewhat predatory BUT if you do it correctly, and pay it off as quickly as possible it's not a terrible way to borrow money.
The most honest statement here :)
Interest rates too high
The interest is too high. If you are able borrow from a bank or definitely pay off early.
nothing
Personal loan
Debt consolidation
Friendly and helpful staff. Was made to feel at ease. The approval process was fast and easy. Would recommend to a friend. The interest rates are high, that is the only downside I found. I recommend early pay off if possible. Over all good exprerience.
Personal loan
I needed some extra cash in a hurry and was able to get a loan in 24 hours. The process online was easy and had an answer the same day. I would've given it 5 stars if I didn't have to come in person to sign the documents though. But when I was there the employees were curteous and helpful.
You are a 2020 customer give it a few months when it seems like your bill is not going down and let's see if you have nice things to say then. Lol..
😂😂😂
My credit wasn't the best so I ended up getting a car loan through OneMain. It was actually quick and easy and yes the interest rate is high but that's my own fault for letting it get that way. The process was easy and the staff at my local office was great. It has definitely helped my credit go up and I just get on the app to pay my bill every month.
Extremely helpful
From the application to receiving the loan the process was so convenient.