Was looking to consolidate some old credit cards I had. Kinda was stuck and I really want to improve my credit score. I had looked in to a few different companies as I read the reviews which were absolutely horrible ( one main ) mostly.. I felt some loss of hope until I found LendingClub, they were perfect! Not secured so no lean on cars! Awesome ! They were quick to approve me and money was directly deposited in my account in about 5 days. I was able to pay off all my cards, which shot my credit it almost 100 points!! Nooo joke!!! BEST Decision I could have made in fixing my credit. Now what would have taken me 7 + years to pay off I can now pay off in 3 :) 600 score to 700 :D thank you LendingClub !
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Customers service can help you ONLY with payment over the phone. If you have a car loan with them, they will report it to only one credit bureau or non. Which will mess up your credit. You will not be able to get of hold of a manager or someone, who knows something else besides accepting payment over the phone. Your letters will be unanswered.
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**Annual Percentage Rates, terms of loan, and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs (for example, a lender’s range might be 2% to 12%) and only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, vehicle information, credit usage and history. All loans are subject to credit review and approval. Additionally, model year, loan-to-value, minimum loan balance mileage, income, debt, etc. restrictions may apply. When evaluating offers, please review the lender’s Terms and Conditions for additional details.