I've had probably 12 loans through the company. They are straight forward, no BS which I love. The only bad thing is it shows up on your credit report as a consumer finance loan, and it's interpretation on FICO is you're a risky borrower, rather than a responsible one.
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Never had any issues with customer service or payment problems. However, if you are trying to rebuild your credit, don't use it regularly, only use it if absolutely needed, as each loan goes on as a separate line entry, which can really hurt your credit, both in the number of line entries overall (most loan officers will only see that you have had X number of loans, not that they were small loans that have been paid off, as well as messing with your average age calculation.
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**Annual Percentage Rates, terms of loan, and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs (for example, a lender’s range might be 2% to 12%) and only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, vehicle information, credit usage and history. All loans are subject to credit review and approval. Additionally, model year, loan-to-value, minimum loan balance mileage, income, debt, etc. restrictions may apply. When evaluating offers, please review the lender’s Terms and Conditions for additional details.