Most of the complaints on here are in regards to late payments. They dont have to waive your late fees. Pay your bills on time! You know when they are due every month, be responsible. The interest rate shouldn't be a problem either, if you are only spending what you can afford. Get this card if you're a responsible adult and want to get rewards.
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Most Helpful Negative Review
I had this card for three years. I started out as 250, and ended at 3200. I had no problems with this card at all.
Yet, I need to yell about this. Customer service is horrifying. They are so rude and give you an attitude when you need help. Also, the interest rate is so high. Nothing will go wrong if you pay on time. If you don't, beware of the 5 calls a day.
Now this was my first card that built my credit. I think it is time to end this card for good. Too addictive, too horrible, and too much.
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