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Victoria’s Secret Credit Card

Updated:

387

reviews

3.2

Rating: 3.2 out of 5.

Annual Fee: $0

The average credit score for members who have matched with this card or similar cards is 659

The average credit limit for members who have matched with this card or similar cards is $1,338

Explore more about this card:

Here’s the average credit limit of members who matched their Victoria’s Secret Credit Card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 88% 6% 5% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 88% 6% 5% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 88% 6% 5% 0% 0%

The average credit limit for members who have matched with this card or similar cards is $1,338, with $750 being the most common.

Here’s the average credit score of members who matched their Victoria’s Secret Credit Card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 9% 29% 19% 30% 13%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 9% 29% 19% 30% 13%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 9% 29% 19% 30% 13%

The average credit score for members who have matched with this card or similar cards is 659, with 645 being the most common. Note this is just one of the deciding factors when it comes to getting approved.

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Member stats

Updated daily

39.3%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

44 years

Average age of members who matched this card or similar cards.

$86,679

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.

Member reviews

Overall rating:

3.2

Rating: 3.2 out of 5.

387

reviews

Most helpful positive review

February 14, 2013

5

Rating: 5 out of 5.

approved

— Credit Karma Member

I am happy with thsi card, I was approved with a CK score of 535.?

Most helpful negative review

January 29, 2025

1

Rating: 1 out of 5.

Do Not Recommend

— Credit Karma Member

I don’t recommend using the VS Credit Card. They charge you inaccurate fees. I paid my full balance and I was charged a $3 fee. Also, after making timely payments each week/month, I was charged a $40 late fee. This company will scam you and charge you fees that should not be charged. Do yourself a favor and just use a different credit card.

All member reviews