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Victoria’s Secret Credit Card

Updated:

387

reviews

3.2

Rating: 3.2 out of 5.

Annual Fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Victoria’s Secret Credit Card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 89% 6% 5% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 89% 6% 5% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 89% 6% 5% 0% 0%

The average credit limit for members who have matched with this card or similar cards is $1,289, with $750 being the most common.

Here’s the average credit score of members who matched their Victoria’s Secret Credit Card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 10% 29% 19% 30% 12%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 10% 29% 19% 30% 12%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 10% 29% 19% 30% 12%

The average credit score for members who have matched with this card or similar cards is 656, with 645 being the most common. Note this is just one of the deciding factors when it comes to getting approved.

Member stats

Updated daily

40.5%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

43 years

Average age of members who matched this card or similar cards.

$85,123

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.

Member reviews

Overall rating:

3.2

Rating: 3.2 out of 5.

387

reviews

Most helpful positive review

February 14, 2013

5

Rating: 5 out of 5.

approved

— Credit Karma Member

I am happy with thsi card, I was approved with a CK score of 535.?

Most helpful negative review

April 29, 2024

1

Rating: 1 out of 5.

23 year customer - no written warning acc. closed

— Credit Karma Member

Found out today after my credit score dropped 10 points, that my zero balance Victoria’s Secret account of 23 years was closed due to inactivity. I called and was told a letter was sent out in January 2024 stating my account might be closed - I received no such letter. There are times I haven’t used my account for a year and it was never closed before. This is upsetting. Victorias Secret has lost a long-time loyal customer.

All member reviews