You know, just because you use anonymous to post a BAD REVIEW to get your point across, doesn't mean that it isn't obvious that it's the SAME person writing those fake reviews, it's irritating and childish knowing that most of the problems are YOUR fault. This credit card is pretty great, I have had no problems at all, they give you rewards, early access and triple the points on spending on bras or special events and if you request it, you also get free give away items just for being a card holder. You have 4 DIFFERENT WAYS TO PAY WITHIN 25 DAYS OF THE BILLING CYCLE. Online, through phone, mail, and in stores. If you are responsible then you shouldn't have a problem, this is the easiest card to have, it automatically uploads your payment if paid through online before 8pm and instantly if you go paying in stores, cash or check online. Stop whining for being irresponsible.
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Most Helpful Negative Review
I had this card for three years. I started out as 250, and ended at 3200. I had no problems with this card at all.
Yet, I need to yell about this. Customer service is horrifying. They are so rude and give you an attitude when you need help. Also, the interest rate is so high. Nothing will go wrong if you pay on time. If you don't, beware of the 5 calls a day.
Now this was my first card that built my credit. I think it is time to end this card for good. Too addictive, too horrible, and too much.
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