This offer is no longer available on our site: U.S. Bank Visa® Platinum Card

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U.S. Bank Visa® Platinum Card review: A handy back-up plan

Updated:

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26

reviews

2

Rating: 2 out of 5.

Great for paying off new and existing debt

Annual Fee: $0

The average credit score for members who have matched with this card or similar cards is 704

The average credit limit for members who have matched with this card or similar cards is $8,550

Explore more about this card:

Here’s the average credit limit of members who matched their U.S. Bank Visa® Platinum Card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 23% 15% 29% 26% 6%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 23% 15% 29% 26% 6%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 23% 15% 29% 26% 6%

The average credit limit for members who have matched with this card or similar cards is $8,550, with $3,000 being the most common.

Here’s the average credit score of members who matched their U.S. Bank Visa® Platinum Card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 13% 17% 48% 22%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 13% 17% 48% 22%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 13% 17% 48% 22%

The average credit score for members who have matched with this card or similar cards is 704, with 752 being the most common. Note this is just one of the deciding factors when it comes to getting approved.

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.


Member stats

Updated daily

29.9%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

49 years

Average age of members who matched this card or similar cards.

$102,177

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

2

Rating: 2 out of 5.

26

reviews

Most helpful positive review

August 1, 2024

5

Rating: 5 out of 5.

Quick approval and fast balance payoff.

Credit Karma Member

I was approved for $17k. Three days after receiving the card in the mail, I was able to create an account. Three days later, $10k of high-interest card accounts were paid off. Fine work done by US Bank.

Most helpful negative review

May 17, 2024

1

Rating: 1 out of 5.

Be very wary!

Credit Karma Member

I made a $1000 payment on this card and they then lowered my credit limit $1000 and didn’t tell me. I figured it out when my card was denied while on vacation. FYI….my payment history is excellent and I have never gone over the limit. What a way to reward customers!

All member reviews