Applied for the card with a 745 Credit score and was only approved for $1000, asked the representative why was the limit so low, when they state they give generous credit lines. She stated that I can request for a higher credit line and it was approved to $4000. I'll see how it goes for the next year, by not charging too much on it, but maybe have my netflix account, Transunion, and Experian reports charged to it monthly and pay the bill in full. We'll see what they do after 6 months to a year with a credit line increase.
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Opened account in July of this year with no annual fee. Yesterday I got a letter from them that they will start charging me an annual fee of $39. I have put about $1000 on this card in the last 4 months so they gave me the option of accepting the annual fee or closing the account, but they know better I still owe them $1000!! They nailed me good, because they know I won't close acccount since I owe them and will not have the money cash to pay off what I owe them. What a shame.
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