Torrid® Credit Card Reviews

Approval Odds

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4.0 out of 5 stars
4 Reviews

From Cardholders in the last year

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Application Process

4 out of 5 stars

Customer Service

3 out of 5 stars

4 5

These reviews were written by current and former cardholders in the last year.

Oct 21, 2017
Awesome credit card! Easy approval!!!
Jbailey101 Cardholder

I got approved for a Torrid insider credit card, when my credit was in the 500's! I pay my bill on time every time. I started with a $250 credit limit, and they just increased my limit to $690! I have had 0 problems with this card. I have only had to call customer service 2 times, but it was only for reordering a new card that I lost. They we're nothing but professional to me, and they handled my problem promptly! I am obsessed with Torrid! I recently added my husband as an authorized user, to help his credit. His credit, and mine, have gone up since having this card. I'm am forever great for Torrid insider credit card. Thanks for the ability to buy awesome clothes!!!!

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Aug 30, 2017
So far, so good!
Anonymous Cardholder

I've been having my card for about 3 months and so far I haven't had any issues. I enjoy shopping online, so for me it's a winner!

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Jul 31, 2017
If you don't use it, you lose it.
amosfan76 Cardholder

I had this card for years. Used it, paid my monthly payments. I paid it off and moved more than 50 miles from the nearest store. Recently went to a store while I was out of town and thought I would use my card to pick out a few new shirts. When I went to pay I found out my card was on hold because it wasn't used recently and then was declined to be reinstated because of my "credit". My credit score is 50 points higher than it was when I got the card in the first place. It would have been nice to know it was put on hold before I ever went into the store in the first place. Will never shop there again!

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Nov 24, 2016
Chibaker01 Cardholder

I applied for this card on a whim in the store. I was approved for 500. A few months later I got a limit increase for 800. Just recently I received another for 1,200 cl. The apr is high. However I really enjoy this card. I have never had to use the customer service so I can't comment on that. I really enjoy this card. 

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Torrid® Credit Card