TJX RewardsTM MasterCard®

TJX RewardsTM MasterCard®

Overall card rating

1.6
106 Reviews
from Intuit Credit Karma members

Most helpful positive review

Jul 16, 2014
Mastercard upgrade
Credit Karma Member

Hey Guys!!! guess what happened to me today?, i logged in to pay my bill today and was greeted to a congratulation message. read into it and i was being offered the to upgrade to the mastercard version.. i hastily accepted.. got it with a $3000CL. wow can you say amazing... not sure if they are gonna close the store card or let me keep it with my already $2100Cl. if not im gonna ask them to consolidated it to my mastercard. that would make it a whopping $5100Cl... i would be the happiest credit rebuilder on earth...

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Most helpful negative review

Mar 14, 2022
They closed my account for no reason
Credit Karma Member

This was one of the first cards I received when trying to rebuild my credit 4 years ago. Of course I started with a low limit of $300. The only time I used the card was for school shopping and Christmas! I always paid the balance off quickly. After having the card four years, I was late one time by not even 30 days! I then went and paid off the balance! I went to my online account a fee days later to make sure the payment had posted and to my surprise, they closed my account! No phone call, no email, no letter in the mail! I called their customer service and all she could tell me was the account was closed and they had mailed out a letter stating the reason! Here we are a month later and no letter or explanation! Very disappointed with their service!

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Member ratings

Application process
Customer service

All member reviews (106)

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83

Sep 07, 2023
worst Ever card !!
Credit Karma Member

Stay AWAY!! have had numerous issues with this company does not credit your acct for sometimes up to 7 days after u have made payment, when I asked why said it was policy, will not B using this card again, I would not advise anyone to get this card.

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Sep 03, 2023
Hot garbage
Credit Karma Member

Worst card ever. I was shopping at tjmax, when I went to check out, cashier was like you want a tjmax card you get 10% off today. I was like why not. 2 weeks later card shows up, says it's ok to ship with. I go to the store, they denied me. Told me call customer service. I go outside call customer service, they tell me to use the card, I need to send them a video of me saying certain info about me. I told them no, they could keep the card. I asked for the final bill, paid it off, old closed old. 1 month later, they send me a bill for $2, customer service doesn't know why. Stay away from this garbage card.

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Aug 29, 2023
CLOSED MY ACCOUNT FOR NOTHING
Credit Karma Member

Loved this card, or so I thought! They closed it for no reason and they claim “they couldn’t draft the funds” when my bank said otherwise but I wouldn’t do anything because my account was “permanently closed” like what??? Not to mention that I would sometimes pay in full and always make the monthly payment, honestly this isn’t okay it can affect the score, not to mention they didn’t tell me and I had to find out through credit karma… tjmax do better.

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Aug 01, 2023
Worst card ever worst service
Credit Karma Member

Opened the account 4 months ago been making payments on time with 0 balance and they closed my card for no reason

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Jul 05, 2023
Decreased my Limit
Credit Karma Member

Horrrible card, don’t get it. Decreased my card without no legit explanation. Maybe because I didn’t shop at there stores for 6months. They should be out of business horrible

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Jun 02, 2023
Comprimised within 5 Days of opening the acct!
Credit Karma Member

I opened my acct on 5/03/2023 because i was somehow talked inot it at the register and i was making a failry large purchase so it was worth the 10% of. When i open my bill I see that within 5 days i have two charges from CALIFORNIA. I opened my account in Seekonk MA! I called an closed the account immediatly because a definite lack of security on this card! it's a shame. current under fraud investigation and i've paid what i owe for the purchase i made and CLOSED the account! I spent probably a total of 40 minutees on the phone out of MY TIME to get this cleared and then to make a final payment. If you want me to shop there again i'd take a gift card for my time and incovenience. custsomer service person said they didn't have the authority. they would pass along to special service or something or other. We'll see if i get a responses. If i do i will update you all!

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May 10, 2023
Worst card service
Credit Karma Member

I had the TJX card opened last year and never late on my payment infact paid the balance before the due date. Today got the letter that they check my credit score and on that basis they are lowered the limit. I mean how could they do that. When I called them they were sounding rude and helpless. Never thought of this kinda response, behavior from TJX. Worst customer service ever. Never going to buy anything from TJX again and gonna post video with the letter they sent to me.

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Feb 27, 2023
Skeptical of staying open
Credit Karma Member

Synchrony bank is horrible, close your accounts with out notice... I make more than minimum payments... but I will Not reapply fir a card I already had... ur not hitting my credit score again

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Nov 07, 2022
Tj max master card
Credit Karma Member

Denied with an over 800 score what a joke

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Nov 06, 2022
Closed account no notice
Credit Karma Member

I woke up today to an email from credit karma stating tjx had closed my account I haven’t had any prior notices and when I called tjx they said the reason has been sent out to me by mail. What????

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TJX RewardsTM MasterCard®

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TJX RewardsTM MasterCard®

TJX RewardsTM MasterCard®


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