High interest card so as usualy pay off. The rewards are great. You get certificates to use at the store. The down side is if you go paperless you do not know you have reward certificate to print unless you view the statement.
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Most Helpful Negative Review
I have had this card less than a year. Started out with a $200 credit limit and always kept a balance on it, paying the minium and using it when I wanted. Well, in June of this year, I paid it all the way off. I go to the store today, July 21, to use it on a reasonable sized purchase only to have it declined. Twice. The lady at the counter called them and the guy told me because there was something on my credit report that came up that they didn't like, which was a medical bill that just recently went into collections but despite that my credit score is past 600, they decided to close my card. They claim they sent a letter but I never got it. They said I could reapply but when I did, I was declined. Makes me wonder if I pay off my other cards with this same bank if they are going to close those too!
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