i have a pretty low credit score. ive applied before and was denied. the lady asked me "would like to try" i said "okay one last time" boom approved for $300 i about fell to the floor. apparently in the past i was denied they were with citi bank. now they are with CapitalOne and many more people are being approved. for ME to get approved you shopuld definetly check.
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I HAD AUTOMATIC PAYMENTS SET UP AND I ONLY HAD A BALANCE OF $25 DOLLARS LEFT ON THE CARD. ALL WAS FINE UNTIL I RECENTLY GOT A CALL FROM A COLLECTION COMPANY INFORMING ME THAT I OWED ALMOST $200 ON THE CARD BECAUSE THEY SENT OUT A NEW CARD (WHICH I NEVER RECEIVED MUCH LESS REGISTERED) AND THAT PAYMENTS HAD NOT BEEN MADE FOR THE LAST 3 MONTHS. I NEVER ASKED FOR A NEW CARD, AND I HAD AUTOMATIC PAYMENTS SET UP BUT THEY NEVER CALLED ME TO INFORM ME OF WHAT WAS GOING ON, INSTEAD I GET A CALL WHEN IM ALREADYYY IN COLLECTION. I HAVE NEVER HAD LATE PAYMENTS AND AM EXTREMELY UPSET BECAUSE I WENT FROM OWING $25 TO ALMOST $200 FOR SOMETHING THAT WAS NOOOOT MY FAULT AND NOT TO MENTION IT AFFECTED MY CREDIT SCORE. DO NOT GET THIS CARD!!!!!!!
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