I applied for this card in a target store on December 23, 2019 and was approved. They gave me a receipt and said that it was going to be my temporary card and if I wanted to use it, I can only use it in store. The very next day a charge on my account for $217 appeared on my account. The charge came from Target.com and I was furious because there was no way that was me. I called them on January 3, 2020 and explained the situation, but they told me that first they need to review my account for “fraudulent” activity. Target had locked my account so there was no way I could verify I was the owner unless I sent them personal information over fax. After 2 weeks and many faxes later I had the charge cleared. Closed the account immediately after

this card accepts only at target, hence it matters how often you go to target store. we hardly goes to target as the prices are high compared to other stores. one time we purchased around 200$ where the store folks forced by saying we get the cash back for the purchase and forced me to apply, later once they applied they say, it went for processing and next purchase onwards it will be affective. Now the card, i hardly use. don't cheat/trap by these target store guys. be careful.

I have a credit scores from TU of 740 & Ex 739. I have been a card holder for 18 months, use the card frequently, and still have the original credit limit of $700. I have cards with $5,000-$10,000 limits, yet no increase. I have contacted customer service several times & I’m always told the same “we increase limits monthly when we review your account”. Explained I refuse to go over 15% of my credit on any card, and would spend more & use my card more often, yet they don’t seem to want to reward good customers. I like the 5% discount but would truly like a credit increase. Don’t understand with scores this high how you get an increase?

I have a score of 560 and other card that I gave me a fair odds I was approved for. After I applied it said will be notified by mail in 7-10 days so I guess I didn't get approved.

worst card to try to get they say good approvel ods but every one plus me has tried to get one & they have always said no i have a walmart card that is fare better than target i do not shop there any more there prices have gone way up walmart has the same items & much cheaper i just wast money there i will stay with walmart a way better store & they help build your credit up with a good card

I buy something every month now and they increased my CL love it

Great for the 5% off Everything ! in Target. Advice always pay it off, intrest is very High..

5 percent back on all purchases dont mind if I do love this card

I like this card because I work and shop at target literally every other day, getting an additional 5% off every purchase is so nice and the app is easy to navigate as well?

Very good approval odds according to credit karma, but was denied. Hmmm??