went into sams club store just to enroll in store and they told me that i was pre-approved for there credit card with limit of 300. so i went for it since i want to rebulit credit ( i had a car repo 6months earlier before all this) so i didnt have anything to lose. i was waiting for a lady to tell i was denied. I Was very surprised when she told that i was approve for 500 not for the 300 that she had told me earlier. spent about 300 same day paid it off in full when i got bill got a 200 raise first month and 300 third month.
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I applied for the Sam's Club Mastercard. When applying no where did it state that if i wasn't approved i would get this store credit card, which by the way has no cash back no rewards whatsoever and you can only use it in store. I have a Walmart store card and i love it for the 15 cents off a gallon i received so no i didn't want another store card when i can use my walmart in store. I wanted the mastercard for the cash back rewards when i spend money. So when i didn't receive a card a few weeks later i call and am told I am stuck with store credit even though i was never informed i would be. I told her cancel it i would rather have no card then a card i wont use.
Sam's Club® Consumer Credit Card, offered through GE Money Bank, helps Sam’s Club® customers finance purchases through credit. Online account management is available and allows cardholders to service their account online to pay bills, request a credit line increase, update account information, view recent activity, and receive special offers.
Sam’s Club® is a chain of membership-only retail warehouse clubs and a division of Wal-Mart Stores, Inc. since 1969. Established in 1983, the first Sam’s Club® was opened in Midwest City, Oklahoma, and has expanded today to nearly 600 locations to serve more than 47 million members throughout the United States as well as internationally in Brazil, China, Mexico, and Puerto Rico.