Sam's Club® Consumer Credit Card

I logged into my online Walmart acct and preapproved for $1,200 credit limit. Most of the information on the application was alread pre-filled. I completed the remainder of the app. and was immediately approved. I went to Sams Club and applied for a membership and was pre-approved on the spot for a $1000 credit line. I accepted the offer. I had to wait for about 30 minutes because I listed my PO Box as my address. Once that was cleared up, I was approved. I have been rebuilding my credit over the last past year. All of my credit scores are in the low to mid 600's. I have some charge offs that I settled, 1 unpaid judgement and late payments in the past. I have received credit from  the following lenders since I started rebuilding my credit Capital one $30,000 car loan, Cap. one rewards card $500, Cap one. Plat. secured $300, Belk, $200, Texaco 400, Sams Club $1,200, Walmart $1000 and Pay Pal Connect $400. All of these cards with the exception of Cap One are GE Capital Cards. GE is great when you're rebuilding your credit.

Already have a Wal-Mart store card for like a month, and went to Sam's Club(11-18-2012) today to buy few items and went to pay at register and gave them my membership card and before I could pay and receipt printed out saying I was pre-approved for the Sam's store card for $500! Man it felt good getting approved without even applying! CK 610

went into sams club store just to enroll in store and they told me that i was pre-approved for there credit card with limit of 300. so i went for it since  i want to rebulit credit ( i had a car repo 6months earlier before all this) so i didnt have anything to lose. i was waiting  for a lady to tell i was denied. I Was very surprised when she told that i was approve for 500 not for the  300 that she had told me earlier. spent about 300 same day paid it off in full when i got bill got a 200 raise first month and 300 third month.

I was shopping at Sam's one day, paying for my purchase and the cashier said i was approved for a Sam's Club credit card and if i accepted i would receive $25 off on my purchase!  I accepted started out with $300 limit and they have now changed my limit to $1100 great for re-building and it's accepted at wal-mart also!  Online access, i really like it!

I have had this card (Sam's Discover) for almost 2 years and I love it. I was instantly approved and have had steady credit limit increases every 4 months. Yes the interest is high on this card but that is not a problem for me because I pay in full before the statement cuts. I only put groceries and prescriptions on the card to earn rewards and then I pay it back off immediately. The customer service has always been great and helpful. I only use the card at Sam's because I have other credit cards that offer far better rewards. My favorite thing about this card is the 0% interest deals that they have from time to time. I have purchased two TV's this way. Just be sure that you only finance what you can pay back within the number of months of the 0% interest because if you don't, you will be charged for interest dating back to the date of sale and that will end up costing you quite a bit. The least favorite thing I like about this card is that payments are slow to post. Sometimes it takes 3-4 days.

I currently have a Sam's Card and It is truely a wonderful store.

Being only 19, I figured I would not be able to get a sams card, but while doing the membership paperwork, they asked if i wanted to apply, figured what the heck why not, got 700 CL right off the bat, now about 2-3 months later they upped me to 1k CL, it is nice since I work at walmart I can use/pay at work!

Best part was, unlike walmart, you can choose whether you want to apply for sams credit, or sams discover credit!

Have a CK score of 629 and was approved today for a CL of $600. Perfect start to improving my credit and it will help to be able to use it at walmart too.

I have an 18month interest free promotion from buying a 60" T.V. October last year. In April of this year I started being charged interest. In March, I bought $226 of merchandise and paid $750 to cover my minimum payment, store charges and then some. Somehow, the full $750 came off the promotion and not the $226. 

I called month after month, continuously being told that I owed interest because of my charges or that it would be fixed after MAKING them look up past charges and past payments. I finally got tired of the incompetence and paid the amount being charged interest + my regular payment. 

Other than that, the credit card and my auto credit line increases are great. 

Sams is extremely slow to show payments and credits. Have had payments take as long as a week to finally be credited, even after paying in person at the store which they claim will give immediate account credit. Also, the annual membership fee is added without any notice automatically.... For one who tries to maintain a zero balance and pays well ahead of due dates I wonder if this isn't deliberate way to manipulate my score towards a lower rating.....