I have had this card (Sam's Discover) for almost 2 years and I love it. I was instantly approved and have had steady credit limit increases every 4 months. Yes the interest is high on this card but that is not a problem for me because I pay in full before the statement cuts. I only put groceries and prescriptions on the card to earn rewards and then I pay it back off immediately. The customer service has always been great and helpful. I only use the card at Sam's because I have other credit cards that offer far better rewards. My favorite thing about this card is the 0% interest deals that they have from time to time. I have purchased two TV's this way. Just be sure that you only finance what you can pay back within the number of months of the 0% interest because if you don't, you will be charged for interest dating back to the date of sale and that will end up costing you quite a bit. The least favorite thing I like about this card is that payments are slow to post. Sometimes it takes 3-4 days.
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