I got this card December 2016 with a 589 CS and was approved with a $200 CL. I actually didn't expect to get it, what a surprise. I am trying to rebuild my credit. I am very happy with this card. Haven't gotten an increase, maybe in the future I will request one. I try to keep it at zero. My credit score has gone up after this card to 602. Not much but I do have other issues to work on with my credit.
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there is no customer service on this card.....it is really frustrating. if you have an issue, of any sort, it takes forever to get someone on the phone and if you do they have no clue what you're talking about b/c they're in India (no offense to those Indians). If you send a message for assistance via the website, instead of helping, they tell you to call in....huge waste of time. They recently updated their website and took away functionality to download recent transactions to QuickBooks (only what has been posted to a statement, and even this option they mislabeled as Quicken). This is a step backwards and is extremely inconvenient for the customer. I called and was met with same MO as mentioned above. So annoying and makes me want to not use the card at all.
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