I started with a regular Old Navy cc and with a $900 limit, used it and paid it off used it paid it off.....then I get a letter for a Old Navy Visa Card.....applies and got a credit limit of $1500, ran it up paid it and because I was used and paid it off or down to almost nothing my credit had got bumped up to $2700, then $3300, and now I'm at a $4300 limit. I have a high balance but I pay it on time and more the mininum and I plan to get an increase soon. I actually like the card for the rewards but it would be nice if the rewards were good for other stores besides Old navy go figure.
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I had a $300 balance. Paid my card on time each month and never once maxed it out. They decided to LOWER my credit limit without notice meaning it dropped my credit score. No reason when you're paying your card and being responsible with it!!!
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