Mattress Firm Credit Card Reviews

Approval Odds

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1.7 out of 5 stars
3 Reviews

From Cardholders in the last year

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Application Process

4 out of 5 stars

Customer Service

4 out of 5 stars

1.5 5

These reviews were written by current and former cardholders in the last year.

Jan 24, 2017
Screws your credit
Anonymous Cardholder

I got this card unknowingly. I had a mattress for 4K and a 5500 limit. They put the 4K on the card dropping my credit score 39 points for high card usage 

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Feb 17, 2017

What was your credit score when u got approved?

May 10, 2017

Rule of thumb is to put no more than 30% debt to income ratio on your card. Of course your usage dropped your credit score, you almost maxed out your card. For example, with a credit limit of $5,500, to keep a healthy credit score you should only have used approximately $1,650 or (5500 × 30 ÷ 100).

Nov 21, 2016
Anonymous Cardholder

good stuff right

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Nov 21, 2016
5 Year - 0% interest.. Great until..
Anonymous Cardholder

It was closed by grantor.  Had it for almost two years and all of a sudden Wells Fargo closes my account with a high balance on it only because they are "no longer continuing the program".  My credit took a big hit.

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Mattress Firm Credit Card