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Mattress Firm Credit Card

Approval Odds

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3.8 out of 5 stars
4 Reviews

From Cardholders in the last year

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Application Process

4.5 out of 5 stars

Customer Service

4 out of 5 stars

4 5

These reviews were written by current and former cardholders in the last year.

Aug 07, 2016
Approved no problem, account closed by g
Anonymous Cardholder

Had this card for 4 months , 0%. APR promotional deal. Account was closed by grantor...Wells Fargo / Mattress Firm. Has not affected my score yet, but it doesn't make a lot of sense. Googled it and it looks like Mattress Firm / Wells Fargo have been doing this to people since at least 2008

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Jun 05, 2016
Simple Approval - High Limit - Flexible
Anonymous Cardholder

I got this card through synchrony bank and was approved instantly for a credit limit of 6000 and have around 750 credit score with no baddies. I have other accounts with synchrony so that's probably why I was given such a high limit plus I don't see any hard inquiries on any of my 3 credit reports. Yay for my approval and love my new bed with 36 months no interest! The no inquiries thing was just icing on the cake so now I get to have the ice cream (another account and better sleep)!

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Mar 28, 2016
shonda9019 Cardholder

A few months ago I went in Mattress Firm and applied for their 2nd tier lease program thru Progressive and was approved for $1500 (was scared to try their standard financing), but it was too much like renting, so I didn't pursue. Then, my husband and I went in today and, applied, tired of our old mattress (they finance thru Wells Fargo)....did the simple app on their pc, and was approved for $2400 w/ a ck score of 648!! I only used $1700 of that for a bed, pillows, and mattress cover, but qualified for 12 months no interest. A $2000 purchase would have gotten me 24 months no interest. Anyway, I'm satisfied thus far...I'll update once we've made our 1st few payments!

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Nov 14, 2015
Awesome card!!
Anonymous Cardholder

They had 3 types of credit programs.. I applied for the middle one and got denied.. My credit was in the low 600. I applied for the best one for giggles and got approved with a 3400 dollar limit. Weird but love my bed.

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Mattress Firm Credit Card