Not as bad as it sounds
I was very hesitant to apply especially with my credit being at a 591 transunion and a 588 equifax. I applied online and was told that I needed to call and provide more information. I definitely thought it was a denial so I let it go a day or two. By day three I decided to call back. The lady over over the phone asked me two questions and I answered them it was pertaining to my phone number and she also asked about my social security number and after that there was a short pause in the conversation. She said after about two mins of silence there were able to approve me for a credit line of $300.
more ...
add ons
after paying my full balance i get a bill in the mail 2 transaction fee. people should know of this
Fake charges, you dont want this card
They say they will remove crazy fees a then just keep putting them on!
Pain in my ........
It gave me such a bad experience that I now don't want to take any retail store card. I canceled the card because I was having trouble with their payment system. I completely paid every penny off that day but they somehow managed to charge me 2 dollors interest and kept on adding interest on interest until it was 14 dollors. Then I knew it cause my credit score was ruined. I paid it off completely , then they say I might see another 2 dollor interest charge next month. I had to set up automatic payment for them to charge me every month to have them go away. It felt like I was dealing with cancer.
Terrible!
I cancelled my Macy's card because it's such a scam. They charge a monthly fee even if you pay off your entire balance on time! $2 per month, but it adds up. Customer service was not helpful, and it took 2 attempts to cancel this card -after I got another $2 bill, I was like - what the heck? To me, these types of fees are so greedy and deter customers from using their Macy's card. It has really turned me off to Macy's in general-I used to be a regular shopper, but I just don't bother shopping there anymore.
2$ monthly charges for nothing.
2$ montly charges even when I paid my balance off. I enjoy Macy's. But not this much.
2$ monthly charges for nothing.
2$ montly charges even when I paid my balance off. I enjoy Macy's. But not this much.
STAY AWAY FROM MACYS AMERICAN EXPRESS
Macys Company is so irresponsible and unprofessional in its credit card services and also tricky to fool people like me to use their macys cards in different places while this company never provides a decent support and customer service to them. When this credit card was suggested to me by one of the agents at one of your stores, they lied to me and fooled me by saying that the card I was going to receive was an Amex credit card which is %100 false because there is no card by this name in the American express official website. It seems to me that Macys has just paid an amount of money to American Express to get the permission to put that logo but your customers should know that this card is no way considered an Amex Card. In fact, I have put my trust in American Express NOT Macys but your people tricked me in the store. Now I can vividly see the difference between the card that I had expected to receive and the actual card that I am holding . I got ripped off by this company but not being able to remove a charge of $2000 that google adwords stole from me while promising that they would reverse the charge within a week in December 2016 but it never happened until this moment. And now after 6 months from the date that opened a dispute on that amount, Macys credit card company sent me a letter that I would be held responsible to pay $2070 including the original amount plus interest on it ! THAT IS RIDICULOUS! STAY AWAY MACYS COMPANY!!!!
Not worth its value in plastic
Everything about this card is garbage. They started charging me these phantom $2 fees for nothing, which I had to call about to have them take it away. They even reported me to credit companies because I hadn't paid one of them on time (my fault for not checking my statement, but since I hadn't spent anything I didn't imagine I'd need to). I had to call them just to have them stop the revolving $2/monthly charges. Their website is also awful, it's broken at least half the time you need to access it.
Absolutely not worth any savings you might earn at Macys.
Stay away!
Similar experience to the other reviewers, I had no balance yet they charged me the $2 for six consecutive months (unknown to me), which resulted in lowering my credit score- actually knocking it from good to fair. I am furious!
Bad worst I ever had
I went paperless. Paid online. I would go online and pay and then put in my register. I would get a call saying it wasnt paid. In addition to late fee I started printing confirmations out because it was the only account I ever had this problem with. So I paid off the balance before the due date. 4 days after they added 2.00. Would you know months went by and no call saying it was late, no letter just kept adding 2.00 per month. Shady, bad business ethics. I just logged in to see what the limit was otherwise I would have never known. I have 100% paying ontime and this could have really screwed up my record. I wont use it again.