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J.CREW Credit Card

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4.4 out of 5 stars
5 Reviews

From Cardholders in the last year

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Application Process

4.5 out of 5 stars

Customer Service

3.5 out of 5 stars

4.5 5

These reviews were written by current and former cardholders in the last year.

Dec 13, 2016
Credit card hacked
Fsulover4 Cardholder

Without losing the card and not using it for about 2 years, my credit card was hacked. Someone was trying to get personal checks from the card. While Comenity stopped it from happening, to reopen the card you have to send extremely personal information through the mail. You have to send a copy of your SSN, drivers license and utility bill. It's just not worth it for you to have your personal information end up in the wrong hands. So the only other option is to cancel the card. 

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Nov 08, 2016
Love my card!
Edistosmom2012 Cardholder

I love my J Crew card! I have a factory store nearby, so I use it a lot. Only had a $250 credit limit to start, and immediately went online to set up my account and asked for an increase---upped it to $459 and I hadn't even used it yet! I bought something and made a return a few days later. Checked my account online, and it had already been credited back. Happy with this so far. Easy bill pay online, posts quickly. Love earning my points for each purchase, and can't wait to start seeing some rewards! Still rebuilding my credit, so I pay this off every month. Comenity Bank is great for second chances if you take it seriously! Definitely worth having if you love J. Crew!

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Sep 14, 2016
love it!
Anonymous Cardholder

Great card to have because you can use it at Jcrew and Jcrew factory and theres a points system. The card is really easy to get, as I had a lot of issues with my credit right after college when I couldn't find a job and defaulted on a lot of my payments. I'm rebuilding my credit and the Jcrew card it super helpful I got approved instanlty and my limit is low which is good for me because I could spend millions at JCrew :)

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Sep 10, 2016
memee1978 Cardholder

Great card. The store has great sales. Good for building credit.

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May 05, 2016
Generous CLI

I got this card 6 months ago and started with a $300 limit. Three months later I hit the luv button and got a $450 limit. Today it let me hit the luv button multiple times and my credit limit is now $4,250. The highest limit out of my store cards. Very happy. And I haven't even used my credit card with them yet :)

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1 Reply
Jun 21, 2016

What is the luv button?

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J.CREW Credit Card