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J.CREW Credit Card

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4.6 out of 5 stars
5 Reviews

From Cardholders in the last year

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ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL

Application Process

4.5 out of 5 stars

Customer Service

4 out of 5 stars

4.5 5
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These reviews were written by current and former cardholders in the last year.

Nov 08, 2016
Love my card!
Edistosmom2012 Cardholder

I love my J Crew card! I have a factory store nearby, so I use it a lot. Only had a $250 credit limit to start, and immediately went online to set up my account and asked for an increase---upped it to $459 and I hadn't even used it yet! I bought something and made a return a few days later. Checked my account online, and it had already been credited back. Happy with this so far. Easy bill pay online, posts quickly. Love earning my points for each purchase, and can't wait to start seeing some rewards! Still rebuilding my credit, so I pay this off every month. Comenity Bank is great for second chances if you take it seriously! Definitely worth having if you love J. Crew!

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Sep 14, 2016
love it!
Anonymous Cardholder

Great card to have because you can use it at Jcrew and Jcrew factory and theres a points system. The card is really easy to get, as I had a lot of issues with my credit right after college when I couldn't find a job and defaulted on a lot of my payments. I'm rebuilding my credit and the Jcrew card it super helpful I got approved instanlty and my limit is low which is good for me because I could spend millions at JCrew :)

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Sep 10, 2016
memee1978 Cardholder

Great card. The store has great sales. Good for building credit.

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May 05, 2016
Generous CLI

I got this card 6 months ago and started with a $300 limit. Three months later I hit the luv button and got a $450 limit. Today it let me hit the luv button multiple times and my credit limit is now $4,250. The highest limit out of my store cards. Very happy. And I haven't even used my credit card with them yet :)

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Jun 21, 2016

What is the luv button?

 
Dec 09, 2015
Good for rebuild
Kappa17 Cardholder

I applied for this card with a CK TU of 639 and EX 660. I was instantly approved for 250. Like someone else mentioned, I requested and immediate CLI and was approved on the spot for 450. Plan to use this responsibly. Should help to improve credit. 

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J.CREW Credit Card