I had horrible credit! Score was in the 400's just 2 years ago. I did everything you can imagine to mess up my credit when i was younger! Well As I have gotten older I have been working very hard in just a short time. I applied with Fingerhut and got approved for 300. I ordered small thigs like towles, paid 5 dollars more a month for the first 3 months then paid it off. Did that for a pair of shoes aswell. then I get a letter saying that they increased my limit to 750! So I bought a deep fryer, paid that off within 3 months. then I went ahead and pulled the trigger and bought a push mower and a radio for my car. All togther about 700 dollars. had that paid down to a little over 100 bucks. The just recently i got another increase to 2,350 So i let that simmer for a bit and thought what the hell lets make some purchases so I can show them I can manage my account. I bought a Fireplace media center (598.00) A surrond sound (299.00) a Safe (249.00) a leaf blower/ vacuume (149.00) A Ninja blender (129.00) also a kureig Coffe maker 299.00 And a bluetooth (129.00) Im a truck driver lol Anyways Im sure Im forgetting something but over all I spent 1,957.26 of my credit! This is a great card to have, What they want to see is how you pay and how much you pay, i always pay over the min amount that is KEY!! I havent had this accound a year yet, and now my credit score is almost 700, now mind you I have gotten other cards like a Wells Fargo secured card, A capital one card, Secured also. And was approved in the last 4 months for a Khols card (600 Limit) an Old navy card (400 CL) credit one card started at 200 limit, already increased to 500.00 even got a car loan with capital one for 17,000!! I also got approved for 1,100 Kay jewlers card! My credit is soaring every month now!!! if you need any advice ill be more than happy to share how I did all of this! If you have a computer, its as easy as 1,2,3!!
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