Plain and simple folks Fingerhut is for credit rebuilding. The fact is those of us with bad credit got ourselves the bad credit and Fingerhut is a leg back up to good credit. I applied did the fresh start program graduated with a 300 CL. I only buy inexpensive items and pay them off before my statement as to not pay any interest. My credit has boosted over 50 points just from Fingerhut alone. Also do yourself a favor and get the Capital one secured card *Yes you pay a 200 deposit to get the card* However between fingerhut and Capital One I have gone from a 475 to a 600 FICO score. I am also still going up as I charge small things and pay them off before my statements. I just got approved for an unsecured credit card as well. Fact is those of you trying to buy TVs and Furniture NO its not a good deal and the interest will kill you but once again that is not responsible purchases to be making for credit rebuilding. Make responsible credit decisions and Fingerhut will benefit you!
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Pretty good for improving credit. I got approved for a fresh account with $130 credit so i bought something I already needed. Shipping is pretty expensive it took every bit of my $30 required deposit and they take forever to update to the credit companys but I guess I cant complain it boosted my credit up an extra 34 points the first month.
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