Excellent card to establish credit if you do not have any at all, or are in need of a tradeline to rebuild.
However, if you already have a tradeline started, you are probably better of to just give those time as better options will be avaialable to you once you get 6months to a year of good history.
This card does grow well with you though. Mine started off with a $250 balance and the only credit account I had at the time. I used it 2 or 3 times over the course of 6 months.
By the time the account was 14 month old it now has a $1150 credit limit, though I do not use it anymore.
The bad thing about FH are the inflated prices. But, as mentioned, if you have no tradelines they are a excellent place to start. Buy a couple small things and pay it of in a timely manner.
You will out grow it quick though.
Im giving it 5 stars as they really did help get my Credit History started and on the right path. Other than the higher prices, theres really nothing bad to say about them. Just know that going in, and thats its just a short term thing to deal with and you'll be fine.
CenturyChild's review was: