I have this card and it is great. Customer service has been excellent recently and perks are very nice. I mainly shop their sales and am frequently receiving 10% off all-day shopping passes that have NO RESTRICTIONS. I love saving money on make-up and pricey shoes, and it's nice to "double dip" on additional percentage off sale days. Preview days for cardholders are ALWAYS awesome. By the way, bill pay is quite a lot easier than other major retailers that I have cards with.
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I have applied for this card 3 times already and wont be trying to get it again. They do a hard pull with all 3 credit bureas each time. I was told I had too many inquires with other credit cards, not a good legnth of time with current cards, blah blah blah. I have decent credit...fair and have many cards with utilization of under 30% with them all. I have gotten multiple increases on all of them already so how dare Dilliards deny me like their card is all that!!! I even have a Wells Fargo credit card and have been banking with Wells Fargo for over 15 years. They are just full of it. Thumbs down!!!
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The Dillard’s™ Rewards Credit Card is serviced by GE Money Bank (GEMB) for Dillard’s customers. Cardholder benefits may include special discount passes, points towards a rewards system, and online account management.
Known for the motto “the style for your life”, Dillard’s is a fashion retailer for fashion apparel, cosmetics, and home furnishings. Established in 1938 in Nashville, Arkansas, Dillard’s currently operates 315 stores in 29 states nationwide. Dillard’s carries an array of items including apparel for men, women, children, and housewares. Consumers can shop Dillard's online, via catalog, and in store locations.