I have this card and it is great. Customer service has been excellent recently and perks are very nice. I mainly shop their sales and am frequently receiving 10% off all-day shopping passes that have NO RESTRICTIONS. I love saving money on make-up and pricey shoes, and it's nice to "double dip" on additional percentage off sale days. Preview days for cardholders are ALWAYS awesome. By the way, bill pay is quite a lot easier than other major retailers that I have cards with.
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I have applied for this card 3 times already and wont be trying to get it again. They do a hard pull with all 3 credit bureas each time. I was told I had too many inquires with other credit cards, not a good legnth of time with current cards, blah blah blah. I have decent credit...fair and have many cards with utilization of under 30% with them all. I have gotten multiple increases on all of them already so how dare Dilliards deny me like their card is all that!!! I even have a Wells Fargo credit card and have been banking with Wells Fargo for over 15 years. They are just full of it. Thumbs down!!!
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