Disney's Premier Visa® Card Reviews

Approval Odds

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3.9 out of 5 stars
8 Reviews

From Cardholders in the last year

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Application Process

4 out of 5 stars

Customer Service

4 out of 5 stars

4 5

These reviews were written by current and former cardholders in the last year.

Jun 08, 2017
Horrible Card to Own/Didn't Work & Rude
farm372 Cardholder

Used this card to card to charge over $1300 the first month. Paid the balance off before the next month.  Weeks later it did not work  when I went to buy AAA tickets. Said I had plenty of money and I paid off.  Rude woman in custmer service would not talk on phone without asking question I never gave them the answer to.  Hard to cancel card can not go online and do it.  Chase is one of the most dificult cards out to pay and deal with.  When it did not work they said I did not activate. I said are you kidding me I charged over $1300 and paid it.  BAD people to deal with and glad i took time to get rid of quick.

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Apr 04, 2017
Approved & Happy!
rainmorgana Cardholder

I applied for this card with a 631 (Equifax) and 604 (TransUnion) and got a pending response. A minute later, a rep called to confirm my application, and I was approved for $1200! Seeing as I'm moving back to Orlando to work at Disney World again, this was a huge bonus for me. So looking forward to maintaining my credit with this card!

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Mar 27, 2017
Surprised by approval
Kbyrnes07 Cardholder

With my credit score in the high 500 I didnt think I was going to get approved due to previous credit issues and currently trying to rebuild my credit. To my surprise I was approved right away with a $500 credit line which is better than nothing. I am so excited to used this card during my trip in two weeks!!! 

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Mar 06, 2017
Great for Disney Fans
Anonymous Cardholder

I initially was declined for the card due to a bankruptcy that was discharged 6 months ago. I called in and asked for a review - very happy to say that they reconsidered and have a Disney Platinum Rewards card on the way. They took into consideration my situation and were very polite and helpful in the call to review. I am really excited and looking forward to my Disney World Vacay!

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Feb 14, 2017
Bait and switch
Anonymous Cardholder

I picked up the application for this card at Disneyworld because it offered 200$ statement credit if you spent a certain amount during an initial period (same card that is offered on their website) and I knew I had a big expense coming up. I applied for the card and was told that the reward was a Disney gift card - i clarified that my offer stated it was a statement credit and the rep said "oh, you can apply it to your balance." Fast forward - I use the card and go to redeem the credit but can figure out how. Call customer service and ask to speak to a manager, who says another department can make that switch and they will call me in a few days to let me know they have done it and then they will deactivate the gift card. Two nights later I get a voicemail that they can't change my reward to a statement credit but I can call customer service (not the person who left the message) with any questions. So now what on earth do I do with a 200$ Disney gift card? I am canceling the card as soon as my payment goes through this month. Terrible.

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Jan 04, 2017
was surprised by approval
mikmakmom Cardholder

Credit karm shows 650 credit score, I've heard the Disney card is hard to get, and have been declined in the past so I wasn't sure if I should apply.  I was instantly approved for $5000 CL

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Feb 13, 2017

Which credit bureau did they use to pull your score ?

Nov 09, 2016
Approved after recon
Creditbuilderr Cardholder

I intitally got declined for this card when they pulled equifax (593) due to collections from hospitals bills. I called the chase reconsideration line twice, first rep said no. I called again two days later and asked them if they could pull my transunion (667) because the hospital bills had already been removed from that report. They had no problem with doing that at all. I got transferred to a verification line and the whole process took about 10 minutes to complete and I was approved for an initial limit of $1000! The transunion pulI gave my score a 3 point hit which I'm not worried about. I love this card so far, points add up fast, and can't wait for my Disney trip next year. Thank you Chase! 

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Nov 07, 2016
Have been very pleased with this card.
Anonymous Cardholder

Using it exclusively to earn points for a future Disney Trip.  The points do add up fast and are very helpful as we are planning and paying for our Disney expenses!

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Disney's Premier Visa® Card