Buckle Credit Card Reviews

Approval Odds

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3.0 out of 5 stars
5 Reviews

From Cardholders in the last year

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Application Process

4 out of 5 stars

Customer Service

3.5 out of 5 stars

3 5

These reviews were written by current and former cardholders in the last year.

Dec 12, 2016
Approved for 500 with shopping cart tric
Phoenix1949 Cardholder

Soft pull via shopping cart trick fico 627 cl 500

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Sep 13, 2016
So far so good
BigChino16 Cardholder

Got approved surprisingly using the shopping cart trick!! Tu 526 eq 521 limit $250....only other card I have is fingerhut freshstart.

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Oct 08, 2016

What exactly is the "Shopping cart trick"?

Nov 30, 2016

Go online and add stuff to your cart as if you were really shopping. Then go through the checkout process. You should get a preapproval pop up before you get to the last screen if it works for you.

Sep 03, 2016
chase1979 Cardholder

It's an ok card. Got approved with 619 fico score with $250 limit in January 2016. Haven't got an increase yet. I did get reviewed at application and had to call a number for approval to verify my identity. 

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Aug 23, 2016
Pulled a Hard Inquiry on my Account?
LaMoogan Cardholder

I have never had problems with my credit history and I liked their clothes so I applied for a card. Before applying I asked what type of inquiry it required, and they told me just a soft credit check at more. Followed through and with my score was given a $2500 limit. When the card showed up here on Credit Karma, my score dropped 28 points because they had done a hard inquiry on my account. Furious and am going to try to dispute it.

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Sep 03, 2016

Seriously besides unscrupulous companies, what major bank have you ever heard of that will approve you, especially with that type of credit line without a hard pull on your credit? Anytime a lender grants or extends credit it will always be a hard pull. Some credit unions even hard pull to open a checking account.

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Buckle Credit Card