To everyone who is complaining and saying, " I missed ONE payment and now I owe a million dollars," you knew this before going into the plan. Deffered interest is just that, as long as you make your minimum payment every month AND pay off your entire balance before the deferred interest period is up, you won't pay a single cent. I have had their in-store card for years and never had a single issue, this new visa was just issued and works the same way plus being able to use it elsewhere. I do agree that the rewards are not great outside of the store, but then again I only use it at the store to make large purchases.
Most Helpful Positive Review
Most Helpful Negative Review
I applied for this Card with a CS of 609
I was approved for a CL of $500
This was 2009. I never recieved a CL Increase or my APR% never changed.
I called this week to cancel it. The immeditly Offered me a CL increase of $2000 dollars and a Apr drop of 8% From 24-16%
Should have called sooner to end my CC :)
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