I initally received a $200 limit, requested an increase, was denied but then a few weeks later, they increased my limit suddenly to $1450. No complaints with the website. Easy to pay online. I check all my credit accounts at least every couple of weeks and try to pay off everything, try not to charge anything I cannot pay off in full. Love shopping at Belk. I applied online because I don't like applying in stores because if you don't get approved the salespeople get all long in the mouth.
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Most Helpful Negative Review
I have had this card for over 2 years. I started out with a $300.00 limit, within a few months it was increased more than triple. So, since I haven't used the card in a while I log on today to only find my limit has been decreased by $800.00. No warning. Shady practices if you ask me !!!
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