Mar 27 2020
They closed my account- completely!
Credit Karma Member
I had this card about 8 months. I always carried a balance, but always made my payments on time. When I received my tax return I paid off the card in full, along with other store cards. As soon as the payment hit, they closed my account for "lack of real estate", and other reasons as well. I will no longer have another card from Comenity. I paid my card off to raise my credit score (along with the others) and to lessen my debt to income ratio. Once they closed my account my credit score tanked even worse than when I had a balance. If I would of known that, I would of just carried a balance until I got approved for a home loan.