Real Rewards by American Eagle & Aerie Credit Card review
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This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Real Rewards by American Eagle & Aerie Credit Card or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $1,293, with $1,024 being the most common.
Here’s the average credit score of members who matched their Real Rewards by American Eagle & Aerie Credit Card or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 658, with 645 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
41.7%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
42 years
Average age of members who matched this card or similar cards.
$82,125
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
January 10, 2015
I have 2!
— Credit Karma Member
I have both the AE store and AE Visa credit card I applied years ago just on a whim (it was my B-day) with a CL of 2400 and 5300 respectively over time. I shop frequently at AE and though the APR is high it's what you'd usually expect out of a store credit card, right? I always pay on time and in full each month and unlike the others who have negatively reviewed this card I'll review the positives of this card. One is the rewards. If you love shopping here than that's at least a plus as you can earn a $10 coupon for every $25 spent plus a 15, 20, 30, or 40% off coupon for every dollar spent in every quarter from the year. Another is the CL increases which in the long run help your credit score. If you're fully and fiscally responsible with your credit and spending habits of course you won't run into problems and that also applies generally when you think about it. When I first applied for the store credit card I started VERY LOW at $200 but eventually into $850 and finally $2400. I made small purchases and paid them off constantly. Anything and everything will help to build an excellent credit score which in the end I've achieved in a few years. If you're impatient, don't shop AE as much, aren't responible with spending, quick to judge, or ambivalent about this card don't bother getting it. It's just like any other store credit card you can apply for. But if your into looking at the brighter side of things and try to look into the positives give it a shot. What do you have to lose if you take of things?
Most helpful negative review
December 27, 2023
Canceled Account Without Warning
— Credit Karma Member
This was one of my oldest credit card accounts. I obtained it as I was recovering from a bankruptcy. I bought a few things and didn't use it afterward. I obtained other cards and continued to build my credit. I went to purchase some clothing, only to learn my account was closed. AE will close your account for non-use without any notice. If they had simply emailed me or sent me a notice I would have been happy to make a purchase to keep my account open. I used to purchase items without my card at AE quite a bit before I got the card. I no longer shop there. Their action lowered my credit score because it lowered the average age of my accounts.