Being a Prime member, I have been interested in adding this Store Card to my account since I do the majority of my online shopping at Amazon. I was just approved for a $2100 CL with scores of EQ: 673 TU: 685 and EX 677. No open collections or unsatisfied judgments. A total of 12 late payments from 2 student loans from 2013 still appear on my reports. My current credit utilization is around 5%. The only report they pulled for the account was TransUnion (same as in April, 2015). I had applied for this card in April 2015 but was declined at the time (scores across the 3 bureaus were in the mid 500s, with open collections and 2 judgments). Hope this helps someone.
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With a score of 730-740 I got instantly approved with 4k credit line. Two days later they closed account without notice and customer service is unable to give me the reason for it, leaving me with a dip in credit score from hard credit check. While rewards seem good, Synchrony is the worst bank I've dealt with.
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