Being a Prime member, I have been interested in adding this Store Card to my account since I do the majority of my online shopping at Amazon. I was just approved for a $2100 CL with scores of EQ: 673 TU: 685 and EX 677. No open collections or unsatisfied judgments. A total of 12 late payments from 2 student loans from 2013 still appear on my reports. My current credit utilization is around 5%. The only report they pulled for the account was TransUnion (same as in April, 2015). I had applied for this card in April 2015 but was declined at the time (scores across the 3 bureaus were in the mid 500s, with open collections and 2 judgments). Hope this helps someone.
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This card does not even deserve a single star. I've lost maybe 3-4 hours on the phone and online chats because of their inconvenience. I've used the same checking account every time I make a payment and they would blame my personal bank for rejecting my payments. They charged me interest and late fees on payments I've made before the due date but because they choose to reject those payments, they penalized me for it. Calling in is a waste of time because they are RUDE and when I called them out for it, they would defend themselves and refuse to transfer me to upper management. They said they've sent me letters to my home and I confirmed my address with 3-4 agents and til this day no letters ever arrive with my account information. I thought that since I order so much from Amazon, why not get the Store Card. This was the worse decision of my life! I just made my last payment to them, and I hope they don't reject this one because I am soooo done with them.
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