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Amazon Store Card

Updated:

318

reviews

2.9

Rating: 2.9 out of 5.

Annual Fee: N/A

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Amazon Store Card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 81% 10% 8% 1% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 81% 10% 8% 1% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 81% 10% 8% 1% 0%

The average credit limit for members who have matched with this card or similar cards is $1,959, with $400 being the most common.

Here’s the average credit score of members who matched their Amazon Store Card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 1% 28% 19% 38% 14%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 1% 28% 19% 38% 14%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 1% 28% 19% 38% 14%

The average credit score for members who have matched with this card or similar cards is 666, with 743 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

34.9%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

47 years

Average age of members who matched this card or similar cards.

$81,673

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

2.9

Rating: 2.9 out of 5.

318

reviews

Most helpful positive review

October 15, 2016

5

Rating: 5 out of 5.

Convenient, great signup promo!

Credit Karma Member

Being a Prime member, I have been interested in adding this Store Card to my account since I do the majority of my online shopping at Amazon.? I was just approved for a $2100 CL with scores of EQ: 673 TU: 685 and EX 677.? No open collections or unsatisfied judgments.? A total of 12 late payments from 2 student loans from 2013 still appear on my reports.? My current credit utilization is around 5%.? The only report they pulled for the account was TransUnion (same as in April, 2015).? I had applied for this card in April 2015 but was declined at the time (scores across the 3 bureaus were in the mid 500s, with open collections and 2 judgments).? Hope this helps someone.

Most helpful negative review

July 19, 2023

1

Rating: 1 out of 5.

Will not show you current transactions OR balance

Credit Karma Member

I have tried to use this card as my only card on Amazon just to keep things clean. I noticed that I would have a hard time matching the transactions on the card to the Amazon account. This was because it took WEEKS for things to purchases or refunds to show up. You also CANNOT see ANY processed transactions (only pending) until the statement drops for the month meaning there is and upward of 30 days where you can't see any activity on your card. What a prime breeding ground for fraudulent activity. I also had an increase on my card to $700. Because you cannot see the posted transactions for your card it is easy to run it up to its balance and payments take weeks to process. At one point I was told that I have $11/$700 remaining on my limit but my balance was said to be $194. Due to this, I had multiple purchases be cancelled due to payment issues. It resulted in late delivery because I had to change payment and it was delayed. I have removed the card from my Amazon account and will not be putting it back on for any reason. I can get 5% cash back on any other basic card. I would NEVER recommend this card to ANYONE.

All member reviews