I applied for this card in November 2016 with credit scores in the 580s. I was approved for a CL of $400. Over time, I used this card and others very sparingly and responsibly and paid off my balances on time, every month. I received a CLI to $700 about nine or ten months later and then to $1200 about three months after that. I had racked up an $1100 balance and was paying it off over time. I would pay down some and order some and eventually paid down the entire balance (I ahd a high balance of $1158--almost maxed). I kept my balance at $0 for several months--I would still place orders on Amazon but I would pay them before the statement was due--and then I was given an additional jump of $2k to bring my CL to $3200. I have never really had a problem with them. I don't particularly care for their customer service but I don't have to use them much. Again, no real problems but they are very slow to give credit limit increases. My scores are now in the 690s and low 700s and even when I went in and asked for CLI through their site, I was often denied for very random reasons like my balances are too high in relation to my current income--this was the reason when my credit usage was at about 15-20% and had been for months. I like the 5% statement credit/cash back on purchases and the 0% interest on purchases over $150 paid within six months. I'm not two years in yet but so far it hasn't been a terrible experience.
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Not sure what to say. I was approved a year ago for $1,000. Never got even close to the limit and paid the balance within a few months. Shortly after, they closed the account without notice and my credit score dropped 45 points.
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