I will share an experience I had with using this card. 2019 I used the card as a deposit to hold a car at a dealership. The very next day decided not to purchase the car. At that point the dealer had mentioned I would recive a credit within 24 to 48 hours that did not happen. So I disputed the charge on my credit card. They still haven't been able to credit my card back and this entire time not once have they contacted the dealership
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