After doing my research about this card I was definitely interested but didn't have the best credit score so that made me nervous about applying. I had been trying to rebuild it over the past few months and at the time of applying I had my utilization down to 0% for 3 consecutive months, 2 late payments from 5 years ago, about 8 years of credit history and no other credit cards opened in the past few years. Credit score was a 669-671 and I was instantly approved for 14K. Can't wait to start using it and taking advantage of the perks that come with it. Hope this helps other people who may not have a high 700 score feel confident in applying and it really is the epitome of "you never know".
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR 18.49% - 25.49%* Variable
- Annual Fee $550
- Purchase Intro APR Not Applicable
- Purchase Regular APR 18.49% - 25.49%* Variable
Most Helpful Positive Review
Most Helpful Negative Review
Had the card for about 2 months, and every time i try to make a big purchase my card gets declined and i have to call chase fraud department to notify them it’s me making the purchase. This has happened numerous times, even when i was in the store. It’s embarrassing to have your card declined when you know you have the money available. I’m sick of calling to ask to use the card every time i want to make a purchase. I want to cancel the account.
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‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.
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