Chase Sapphire Reserve® Reviews

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4.5 out of 5 stars
37 Reviews

From Cardholders in the last year

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Application Process

4.5 out of 5 stars

Customer Service

4 out of 5 stars

4.5 5

Card Details

  • Balance Transfer Intro APR Not Applicable
  • Balance Transfer Regular APR 19.24% - 26.24%* Variable
  • Annual Fee $450
  • Purchase Intro APR Not Applicable
  • Purchase Regular APR 19.24% - 26.24%* Variable

1 star reviews (4) See All

These reviews were written by current and former cardholders in the last year.

Nov 11, 2018
ouellette210 Cardholder

Get a real travel card from a company that actual pretands to care when you pay them this much money and has the expertise to back it up. Chase doesn't give a **** if your strandrad in some grassfield airport with no hotel, it's too busy figging new reasons to cancal your account for random reasons. Pay from two banks too many times in a nonth. That's a closed account. Buy too many Amazon gift cards. That's a closed account. Look crosseyed, that's closed account. You don't need the stress of being cancelled whenever Chase randomly feels like messing with you.

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Dec 30, 2018

It’s not in a banks best interest to randomly mess with you. From your comments I would guess they were concerned with some type of fraud.

Jan 18, 2019

I don't think they closed your account for buying too much. They will if you don't pay them enough, as if one or more of your bank accounts rejected a payment. That's probably what happened

Jul 11, 2019

Perhaps it’s because you can’t spell?

Nov 11, 2018
Terrible service from Chase
SCHNOODLE3 Cardholder

Chase invited to apply for this card from my online acccount so that seems that I would be preapproved, especially as I have been a credit, banking, loan and mortgage customer for over 25 years. They appproved, sent me the card about 5 days latter. Two days latter I go online and my account is closed. What kind of horrible way to ttreatit a customer. Why even approve it, let alone send a card.  Typical of the kind of terrible experiences others get from Chase.

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Oct 08, 2018
Kevin7780 Cardholder

I had the card for 1 week and they closed the account because I didn't use it quick enough and because of concerns they had. So if you had concerns why give me a card then close it a week later... So now I'll have a hard hit on my credit and another for them closing it... Thanks Chase....

Will never open a Chase account again. I'll stick to capital one...

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Oct 08, 2018

I would call them and find out what concerns that they had. It’s not in a banks best interest to open and close an account that quick unless there was a good reason.

Jun 17, 2019

That sucks! Hopefully you can get your credit score back up!

Aug 05, 2018
Too good to be true
Melip8no Cardholder

This is SUPPOSED to be a travel card! First, they denied my friend the referral bonus right of the bat with some fabricated excuse why it didn't qualify. I ignored the warning sign because the perks seemed great... until you're stranded in a small village with no money and no help from your credit card company when they decide to lock your account, even though you reported the travel dates. The customer service reps all read from the same script, unwilling to be helpful. They each said to go to a bank, which I would have done if there WAS a bank. The most they could offer was to send me a new card in 3-5 business days, not knowing how long it would take to get to Ecuador. When I told them my flight is in 2 days and I just needed bus fare, they both didn't offer to think outside the box and unapologetically said they couldn't help. Even when I wrote customer service, I received the same scripted responses. Chase is a large corporation that doesn't actually care. I wish my Chase card was stolen instead of my American Express, because they understood the gravity of the situation and saved me. Now I've gone back to my original travel card. This one is too risky

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Aug 05, 2018

Don’t go to villages where they steal your cash and your Amex but not your Chase card. Fishy review.

Sep 09, 2018

I've had the same thing happen to me in Vietnam. However, all my stuff was stolen. Its a really helpless feeling. I feel for you bro.

Sep 20, 2018

This review is biased and unprofessional. What do you expect chase to do ? Send you your card on a private jet because you pay a lousy fee ? they have policy and procedure they have to follow, and once a card is sent to you, it's on the delivery agent to get it to you. next time actually pay attention

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Chase Sapphire Reserve®

4 Reviews
Cardholders' Choice i