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Green Dot® Gold Prepaid Visa Card

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Application Process
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Cardholder Ratings
1.5 5

Most Helpful Positive Review

Feb 05, 2015
Convenient & Awesome!
gakirk1971 Cardholder

I have been using Greendot for years and I love the simplicity of it. I started using it because I got tired of all the fees my bank was charging me for the smallest things...down to a $2 service fee just to talk to a teller. I have my paycheck and tax refunds direct deposited to my account and have never had a problem. The $5.95 fee has bee waived for so long I don't remember when I last paid it. I've looked into other pre paid cards and the fees are just crazy. I can't see leaving Greendot unless something goes really wrong.

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Most Helpful Negative Review

Jan 15, 2014
orsunbear Cardholder

My company put $250 on a Green Dot prepaid visa so an employee would have a card for travel expenses. We were never able to get the card to work and 2 years later still trying to get our money back. Green Dot charges $5.95 month in management fees so they are slowly eating away the cash on the card. When we call the 866-795-7597 number we get at least 3 "customer service reps" (and I use the term very loosley) who bounce us around on hold with no resolution. This company is a complete fraud!!! 

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Reviews (90)

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Jul 12, 2016
Anonymous Cardholder

I got this card in November and right now it's June and I didn't even know my security number but now the card doesn't even work!?! And I was only goning to spend like $2 on something.Pure watse of my money and time!!! ðŸ˜¡ðŸ˜¡ðŸ˜¡ðŸ˜¡ðŸ˜¡ðŸ˜¡ðŸ˜¡ðŸ˜¡ðŸ˜¡ðŸ˜¡ðŸ˜¡ðŸ˜¡ðŸ˜¡ðŸ˜¡ðŸ˜¡ðŸ˜¡ðŸ˜¡ðŸ˜¡ðŸ˜¡ðŸ˜¡ðŸ˜¡ðŸ˜¡ðŸ˜¡ðŸ˜¡ðŸ˜¡ðŸ˜¡ðŸ˜¡ðŸ˜¡ðŸ˜¡ðŸ˜¡ðŸ˜“

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Jul 10, 2016
Anonymous Cardholder

HORRIBLE I WOULD ADVISE ANYONE DO NOT GET A GREEN DOT CARD . Customer service sucks , all they do is take money out of your card for unknown fees ! SCAM BE AWARE 

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May 06, 2016
Rip-off targeting poor and elderly
StripperCanoes Cardholder

My mom-in-law received a $100 GreenDot Visa card as a gift. Her son tried repeatedly to activate the card and according to the activation process, were never successful.

A few months passed, and she brought the card to me to activate. Turns out the card was active and her $100 card had an available balance of $40. 

I checked the transaction history and found that GreenDot was charging her $7.95 per month for having the card!

This is an incredible rip-off targeting the poor and elderly, who can't afford to have money stolen and have no recouse when a company like GreenDot does exactly that.

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May 05, 2016
Anonymous Cardholder

My card got HACKED. I filed 2 police reports.I have to do their job for their incompetent ***. Contacted the store manager myself. Police provided the thieves on surveillance cameras. And these sick *** holes in the dispute department denied my case twice. $815.85 gone. So they think...I've now got an attorney on it.

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Apr 12, 2016
The card isnt the problem its the bank
Anonymous Cardholder

Funds come up missing and are rarely if at all replaced as well as the run around every time you call to find out about it. There is more than half of my wages gone and after almost 3 weeks still hasnt been returned and I'm still getting the run around. I'm taking legal action against them they are very unprofessional. It all seems too fishy to me This bank is full of thieves DONT use it. The card is convenient but it's to easy for funds to dissappear and way to difficult to get them back.

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Mar 20, 2016
World's worst!
Anonymous Cardholder

Original card has to be "activated" through very long process including giving SS #. Then you get another card in the mail to be activated. Told me iron was activated and then it didn'the work. Value declines by $6.95 a month. Finally got through to a human who said it wasn't activated! Took another half hour. I hope this worked. Don't know yet. DO NOT BUY THIS CARD FOR YOURSELF OR AS A GIFT!!!!

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Mar 13, 2016
Anonymous Cardholder

I received a prepaid card from my elderly parents as a gift. They were completely confused and thought it was a secure gift card and all that would be needed is a pin of some sort. Low and behold this company requires a full disclosure of your personal information including a social security number in order to activate it. I work in a heavily regulated banking industry and am well versed in the requirements put out by our federal government post 9/11 as part of a plan to eliminating funds being transferred to terrorists and this company has figured out a way to manipulate this into a horrific experience for the common consumer. DO NOT mistake this for a gift card it is not, it is a prepaid debit card and falls under a unique set of rules. I am not willing to provide my full information to ANYONE let alone a company who will not even speak to you until you provide your ssi number to activate the card. I would get it if they had great customer service but the service department is obviously outsourced to another country and they are of little assistance and will only provide limited information until you activate the card at which point it is implied that you are now a customer. Technically this is similar to walking into a bank and opening a checking or savings account. Buyer be warned! 

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Mar 05, 2016
Anonymous Cardholder

Greendot is a scam they cancelled my card that has 5000.00 on it.They keep lying saying that sent a new one through fedx but have no tracking number. I called fedx gave them my address in was told nothing was ever sent to my address. I as to speak to a supervisor and there's never one available and never return calls. I have been dealing with this for a month. Do anyone knows how I can get my money from these crooks?????

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Feb 25, 2016
Anonymous Cardholder

Will put a block on account without notice and then takes days to get access to your money. Poor customer service, if you can call it customer service. Payday was today, bills to pay and can't use my money. All because I was trying to activate my renewal card, they blocked account for suspicious activity

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Feb 18, 2016
Seems suspicious
Anonymous Cardholder

After deciding not to give them my SSN, I called the activation number (from one of those free phone apps) and when they asked for my birthday I gave them one that would make me under 18. They said that they can't issue me a personalized card, but that the temporary card is active. This was what I wanted all along, but if you're looking for a single-use/gift card, Do Not buy this. It's too much trouble. I also haven't tried to use it yet, and I've heard others say that it doesn't work even after beong "activated." Fingers crossed.

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Company Overview

Columbus Bank and Trust Company, also known as CB&T, issues credit and check cards that range basic to rewards. Credit card products include Purchase Perks Visa Platinum, Cash Rewards Visa Platinum, Business Visa Business Platinum, and Visa Platinum credit card. Two levels of rewards card programs are available, the Purchase Perks or Purchase Perks Premier, depending on a choice of available travel, shopping, and dining rewards. A notable, consumer-friendly feature of CB&T is the Credit Partner program that helps customers going through difficult times, such as disability or job loss, make minimum monthly payments.

Columbus Bank and Trust Company offers banking services from checking to savings to loans and more. CB&T operates under the holding company Synovus, based in Columbus, Georgia. Columbus Bank and Trust Company has branch locations and ATMs in Georgia.

Green Dot® Gold Prepaid Visa Card