Received a notice that I was per-approved for this card. Applied and received a 10k credit line at 15.24%. Called to add another account user and they asked if the CL was enough, I said it could be better and they bumped me up to 15k. All good on my end, then again I have the Citi Diamond Preferred which already has a 25k limit. 0 utilization.
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My wife and I had this card for years. We always paid on time and never missed a single payment. But as a victim of the housing crisis, I had to give up my construction business and my wife also lost her business. Both of us found work, but our income has been reduced so we fell behind on our mortgage. Citi was the only one of our credit cards that reduced our credit limit to a mere $500. I called and explained our situation and reminded them of our perfect record with them, but they could care less.
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Data Created: February 02, 2015
Note: Sample data consists of Credit Karma members who hold this card.
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